130 Finch, Lake Forest, CA 92630 Property Records

Orange County property record for 130 Finch, Lake Forest, CA 92630

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,655 sqft · built 2015
OwnerTrust Name on File
Last Sale$581,500 (May 2016)
Tax Bill$7,199 (2025)
Deeds & MortgagesMay 2026 Mortgage
Dec 2018 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN939-125-25

Property Details

APN / Parcel Number

Primary APN939-125-25

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,655 sqft Living Area

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleCondo/Apartment
Garage Area403 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address130 FINCH
CityLAKE FOREST
StateCA
Zip92630-1435
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionN TR 17533 BLK LOT 1 UN 52 LOT 1 OF TRACT 17533 OF CONDO PROJECT 939-12
Legal SubdivisionTRACT NO 17533
Legal Tract17533
Legal Lot Number1
JurisdictionORANGE CA
Township / Civil DivisionIRVINE-LAKE FOREST
Census Block Group5
Census Block5006
Census Tract52422

Owner

130 Finch, a condominium, is owner-occupied and held in a trust since November 2020.

Source: Orange County records, as of August 4, 2026

Owner of RecordTrust Name on File
Mailing Address130 FINCH, LAKE FOREST, CA 92630-1435
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
P N C BANK NA
Dec 18, 2018Deed of Trust, Mortgage · ARM
MUFG UNION BANK NA
Oct 4, 2019Deed of Trust, Mortgage · Conventional Mortgage
MUFG UNION BANK NA
Nov 24, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Nov 24, 2020Quit Claim Deed, Transfer
LAWYERS TITLE
May 29, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 9, 2016 · Amount on File
Deed SaleMay 9, 2016 · Amount on File
Deed Document Number2016205802
Last Transfer DateNov 19, 2020
Transfer Doc0000685469
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Recording DateMay 28, 2026
Property Address130 FINCH, LAKE FOREST, CA 92630-1435
Document Number0000153205
Instrument DateMay 15, 2026
Instrument2026153205
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address130 FINCH, LAKE FOREST, CA 92630-1435

Mortgage

Document Number0000153205,
DateMay 28, 2026
Instrument2026153205
Lender
NameP N C BANK NA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueJun 1, 2036
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address130 FINCH, LAKE FOREST, CA 92630-1435
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000472284
DateDec 18, 2018
Instrument2018000472284
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJan 1, 2049
Interest
Rate TypeAdjustable Rate
Rate2.25%
Type Change DateJan 1, 2029
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change7.25%
Index1-Year LIBOR
Max Rate11.2%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address130 FINCH, LAKE FOREST, CA 92630-1435
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000386921
DateOct 4, 2019
Instrument2019000386921
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateOct 1, 2029
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change6.5%
Index1-Year LIBOR
Max Rate10.5%

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateNov 24, 2020
Property Address130 FINCH, LAKE FOREST, CA 92630-1435
Document Number0000685467
Map ReferenceMB 934 PG 46-50
Instrument DateNov 19, 2020
Instrument2020000685467
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyLAWYERS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address130 FINCH, LAKE FOREST, CA 92630-1435

Mortgage

Document Number0000685468
DateNov 24, 2020
Instrument2020000685468
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE CA
Recording DateNov 24, 2020
Property Address130 FINCH, LAKE FOREST, CA 92630-1435
Document Number0000685469
Instrument DateNov 19, 2020
Instrument685469
Transaction TypeTransfer
Record UpdatedDec 4, 2020
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address130 FINCH LAKE FOREST CA 926301435, LAKE FOREST, CA 92630-1435

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE CA
Recording DateMay 29, 2019
Property Address130 FINCH, LAKE FOREST, CA 92630-1435
Document Number0000182975
Instrument DateMay 24, 2019
Instrument182975
Transaction TypeTransfer
Record UpdatedJun 7, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address130 FINCH LAKE FOREST CA 926301435, LAKE FOREST, CA 92630-1435

Tax Assessment & Valuation

The 2025 property tax bill for 130 Finch was $7,199 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLake Forest City
Unified School DistrictSaddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$701,837 (+2%) Land $393,715 Building $308,122
2025$7,199.00 Homeowner's exemption$688,076 Land $385,995 Building $302,081
2023$6,900.00 (+1.83%) Homeowner's exemption$661,358 Land $371,007 Building $290,351
2022$6,776.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 130 Finch in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Finch is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 78% of California
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIRVINE RANCH WATER DISTRICT
serves 450,323 people · EPA ID CA3010092
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Finch

Nearby Streets

Search Property Records by Address or Parcel Number