130 Finale Ter, Silver Spring, MD 20901 Property Records

Montgomery County property record for 130 Finale Ter, Silver Spring, MD 20901

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,932 sqft · built 1984
Lot Size	0.046 acres (1,995 sqft)
Owner	2 Individual Names on Record
Last Sale	$297,000 (Dec 2018)
Tax Bill	$4,266 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-02364734`

Property Details

APN / Parcel Number

Primary APN	`05-02364734`
Alternative APN	`02364734`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,932 sqft Living Area
1st Floor Area	798 sqft
Basement Area	378 sqft
Finished Basement	378 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,995 sqft (0.046 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02364734
Street Address	130 FINALE TER
City	SILVER SPRING
State	MD
Zip	20901-5058
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R90
Legal Description	DUMONT OAKS
Legal Subdivision	DUMONT OAKS
Legal Block	B
Legal Lot Number	419
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	2
Census Block	2000
Census Tract	701506

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 FINALE TER, SILVER SPRING, MD 20901-5058
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Dec 7, 2018	Grant Deed, Transfer STEWART TITLE, STEWART TITLE/MD INC
Dec 7, 2018	Special Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA
May 18, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2018 · Amount on Record
Deed Sale	Dec 7, 2018 · Amount on Record
Prior Sale	May 18, 2018 · Amount on Record
Deed Book / Page	56956 / 12
Prior Transfer Date	Oct 11, 2006
Prior Transfer Doc	66681
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	130 FINALE TER, SILVER SPRING, MD 20901-5058
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0647520053
Date	Dec 3, 2021
Book Page	64752/53

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Apr 1, 2051

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 7, 2018
Property Address	130 FINALE TER, SILVER SPRING, MD 20901-5058
Document Number	0569560045
Book / Page	056956 / 000045
Instrument Date	Nov 30, 2018
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	STEWART TITLE, STEWART TITLE/MD INC

Transaction

Amount	Amount Recorded
Tax	$297.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

December 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 7, 2018
Property Address	130 FINALE TER, SILVER SPRING, MD 20901-5058
Document Number	0569560012
Book / Page	56956 / 012
Map Reference	MB124 PL14560
Instrument Date	Oct 22, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,712.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	130 FINALE TER, SILVER SPRING, MD 20901-5058

Mortgage

Document Number	0005695619
Date	Dec 7, 2018
Instrument	56956/19

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 18, 2018
Property Address	130 FINALE TER, SILVER SPRING, MD 20901-5058
Document Number	0560380436
Book / Page	056038 / 000436
Instrument Date	Nov 27, 2017
Transaction Type	Foreclosure
Record Updated	Jul 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$291.55
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 FINALE TER SILVER SPRING MD 209015058, SILVER SPRING, MD 20901-5058

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$411,500 (+4.74%) Land $184,000 Building $227,500	$411,500 (-) Land $184,000 Building $227,500
2025	$4,266.00 (-8.53%)	$392,867 (+10.48%)	$411,500 (+15.72%) Land $184,000 Building $227,500
2024	$4,664.00 (+36.02%)
2023		$355,600 Land $184,000 Building $171,600	$355,600 Land $184,000 Building $171,600
2022	$3,429.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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