Garrard County property record for 130 Fields St, Lancaster, KY 40444 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · built 1996 |
| Lot Size | 1.01 acres (44,115 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Aug 2006) |
| Tax Bill | $2,007 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13A-01-012 |
| Primary APN | 13A-01-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 44,115 sqft (1.01 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 11728 |
|---|---|
| Street Address | 130 FIELDS ST |
| City | LANCASTER |
| State | KY |
| Zip | 40444-9595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 COUNTRY AYR EST |
| Legal Subdivision | COUNTRY AYR |
| Legal Lot Number | 12 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | BRYANTSVILLE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970102 |
Source: Garrard County records · APN 13A-01-012
Assessment roll updated May 5, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 130 FIELDS ST, LANCASTER, KY 40444-9595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 25, 2006 · Amount on Record |
| Deed Sale | Aug 25, 2006 · Amount on Record |
| Deed Book / Page | 240 / 428 |
| Record Updated | Jun 08, 2026 |
Source: Garrard County records · Assessment roll updated May 5, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,007.00 (-0.45%) | $195,000 (-) Land $30,000 Building $165,000 | $195,000 (-) Land $30,000 Building $165,000 |
| 2024 | $2,016.00 (-2.84%) | $195,000 (-) Land $30,000 Building $165,000 | $195,000 (-) Land $30,000 Building $165,000 |
| 2023 | $2,075.00 (+1.67%) | $195,000 (+2.63%) Land $30,000 Building $165,000 | $195,000 (+2.63%) Land $30,000 Building $165,000 |
| 2022 | $2,041.00 | $190,000 Land $30,000 Building $160,000 | $190,000 Land $30,000 Building $160,000 |
Source: FEMA National Flood Hazard Layer, Garrard County (21079C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210799701021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) | Low Latency |
|---|---|---|---|
| Verizon | Fixed Wireless | 300 / 20 | Yes |
| Broadband on Demand | Fixed Wireless (unlicensed) | 25 / 5 | No |
| AT&T | Fixed Wireless | 25 / 3 | Yes |
| Uniti Group | DSL | 25 / 3 | Yes |
| Starlink | Satellite (low-earth orbit) | 280 / 30 | Yes |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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