130 Fern St, Ottawa, IL 61350 Property Records

LaSalle County property record for 130 Fern St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	792 sqft · built 1922
Lot Size	0.147 acres (6,428 sqft)
Owner	Individual Name on File
Last Sale	$18,500 (Dec 2020)
Tax Bill	$2,177 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`21-15-105-006`

Property Details

APN / Parcel Number

Primary APN	`21-15-105-006`
Alternative APN	`18-15-107-002`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	792 sqft Total Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	6,428 sqft (0.147 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	130 FERN ST
City	OTTAWA
State	IL
Zip	61350-3435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST END ADD, LT 1 BLK 6 SEC 15-33-3
Legal Range	03
Legal Township	33
Legal Section	15
Legal Subdivision	WEST END ADD
Legal Block	6
Legal Lot Number	1
Jurisdiction	LASALLE IL
Township / Civil Division	OTTAWA
Census Block Group	2
Census Block	2020
Census Tract	962800

Owner

130 Fern St is owned and occupied by an individual who bought it in December 2020.

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	130 FERN ST, OTTAWA, IL 61350-3435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU
Dec 21, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2020 · Amount on File
Deed Sale	Dec 21, 2020 · Amount on File
Deed Document Number	202019805
Prior Transfer Date	Oct 29, 2020
Prior Transfer Doc	202019805
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	130 FERN ST, OTTAWA, IL 61350-3435
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101402
Date	Jan 27, 2021
Instrument	2021-01402

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2051

Interest

Rate Type	Fixed Rate

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LASALLE IL
Recording Date	Dec 21, 2020
Property Address	130 FERN ST, OTTAWA, IL 61350-3435
Document Number	202019805
Instrument Date	Oct 29, 2020
Instrument	2020-19805
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount on Record
Tax	$27.75
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3016 CASSIDY DR NE, 3016, ROCHESTER, MN 55906-8392

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 FERN ST, OTTAWA, IL 61350-3435

Tax Assessment & Valuation

The 2025 property tax bill for 130 Fern St was $2,177, down 33.8% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,177.00 (-33.83%)	$47,404 (+10.36%) Land $3,580 Building $43,824	$142,212 (+10.36%) Land $10,740 Building $131,472
2024	$3,290.00	$42,954 (+11.73%) Land $3,244 Building $39,710	$128,862 (+11.73%) Land $9,732 Building $119,130
2023		$38,444 (+10.18%) Land $2,903 Building $35,541	$115,332 (+10.18%) Land $8,709 Building $106,623
2022		$34,892 Land $2,458 Building $32,434	$104,676 Land $7,374 Building $97,302

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 Fern St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Fern St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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