Unicoi County property record for 130 Fender Rd, Erwin, TN 37650
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,246 sqft · built 1941 |
| Lot Size | 141 acres (6,141,960 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Jul 2018) |
| Tax Bill | $676 (2025) |
| Deeds & Mortgages | Jul 2021 Sale Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 023D-D-005.01 |
| Primary APN | 023D-D-005.01 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,246 sqft Living Area |
| 1st Floor Area | 1,246 sqft |
| Basement Area | 119 sqft |
| Flooring | Tile |
| Interior Walls | Paneling |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Custom Design |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,141,960 sqft (141 acres) |
| Lot Dimensions | 100 ft deep x 141 ft wide |
| Porch | Slab |
| Porch Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 130 FENDER RD |
|---|---|
| City | ERWIN |
| State | TN |
| Zip | 37650-3200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 STELLA ROBINSON L/E 100X137 IRR |
| Legal Subdivision | ANDY FENDER |
| Legal Lot Number | 1 |
| Jurisdiction | UNICOI TN |
| Township / Civil Division | 3 |
| Census Block Group | 4 |
| Census Block | 4064 |
| Census Tract | 80200 |
130 Fender Rd is owned and occupied by two individuals who bought it in July 2018.
Source: Unicoi County records, as of March 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 130 FENDER RD, ERWIN, TN 37650-3200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2021 | Warranty Deed, Transfer RELIABLE TITLE AND ESCROW LLC, RELIABLE TITLE & ESCROW LLC |
| Jul 30, 2018 | Warranty Deed, Transfer · FHA Mortgage PEOPLES HM EQUITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2018 · Amount on File |
| Deed Sale | Jul 30, 2018 · Amount on File |
| Prior Sale | Nov 15, 2016 · Amount on File |
| Deed Document Number | 20181397 |
| Deed Book / Page | 415 / 14 |
| Prior Transfer Date | Dec 22, 2010 |
| Prior Transfer Doc | 0000348222 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | Jul 7, 2021 |
| Property Address | 130 FENDER RD, ERWIN, TN 37650-3200 |
| Document Number | 447670 |
| Book / Page | 447 / 670 |
| Map Reference | CAB C SL 94 |
| Instrument Date | Jul 2, 2021 |
| Instrument | 21001464 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Title Company | RELIABLE TITLE AND ESCROW LLC, RELIABLE TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $370.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 18491, ASHEVILLE, NC 28814-0491 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | Jul 30, 2018 |
| Property Address | 130 FENDER RD, ERWIN, TN 37650-3200 |
| Document Number | 41514 |
| Book / Page | 000415 / 000014 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 1397 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2018 |
| Title Company | CLASSIC TITLE INSURANCE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $351.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 130 FENDER LN ERWIN TN 376503200, ERWIN, TN 37650-3200 |
| Document Number | 41517 |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 000415/000017 |
| Instrument | 1398 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 29, 2048 |
| Document Number | 41532, |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 000415/000032 |
| Instrument | 1399 |
| Name | HOUSING & CMNTY DEV DEPT |
|---|---|
| Type | Construction/Development Company |
| Address | NASHVILLE, TN 37243-0200 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 130 Fender Rd was $676.
Source: Unicoi County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Unicoi County |
| Municipality | Erwin Town |
| Unified School District | Unicoi County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $676.00 | $25,900 Land $3,175 Building $22,725 | $103,600 Land $12,700 Building $90,900 |
| 2023 | $25,900 (-) Land $3,175 Building $22,725 | ||
| 2022 | $609.00 | $25,900 Land $3,175 Building $22,725 | $103,600 Land $12,700 Building $90,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 130 Fender Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2001–2012) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 130 Fender Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 51% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Erwin Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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