130 Elm St, Byfield, MA 01922 Property Records

Essex County and Newbury Town property record for 130 Elm St, Byfield, MA 01922

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,520 sqft · built 1960
Lot Size	0.849 acres (36,987 sqft)
Owner	Trust Name on File
Last Sale	$450,000 (Jun 2017)
Tax Bill	$5,717 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Oct 2024 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NEWB M:0R17 B:0000 L:00025`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0R17 B:0000 L:00025`
Alternative APN	`NBRY M:0R17 B:0000 L:00025`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,520 sqft Living Area
Gross Area	4,078 sqft
Basement Area	862 sqft
Unfinished Basement	862 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,987 sqft (0.849 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	130 ELM ST
City	BYFIELD
State	MA
Zip	01922-2816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR4
Legal Subdivision	NEWBURY
Legal Lot Number	25
Jurisdiction	NEWBURY MA
Township / Civil Division	NEWBURY
Census Block Group	3
Census Block	3026
Census Tract	269100

Owner

130 Elm St is owner-occupied and held in a trust since October 2023.

Source: Essex County and Newbury Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	130 ELM ST, BYFIELD, MA 01922-2816
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed of Trust, Mortgage · Commercial Mortgage LATITUDE CAPITAL LLC
Oct 23, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BROOKLINE BANK
Nov 20, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 16, 2017	Quit Claim Deed, Transfer INST SVGS NEWBURYPORT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2017 · Amount on File
Deed Sale	Jun 16, 2017 · Amount on File
Prior Sale	May 31, 2005 · Amount on File
Deed Book / Page	35946 / 381
Last Transfer Date	Oct 31, 2023
Transfer Doc	0041868-44
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	130 ELM ST, NEWBURY, MA 01922-2816
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042055-63
Date	Apr 5, 2024
Book Page	42055/63
Instrument	20240405000470

Lender

Name	LATITUDE CAPITAL LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	130 ELM ST, NEWBURY, MA 01922-2816
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042389-566
Date	Oct 23, 2024
Book Page	42389/566
Instrument	20241023000640

Lender

Name	BROOKLINE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY MA
Recording Date	Nov 20, 2023
Property Address	130 ELM ST, NEWBURY, MA 01922-2816
Document Number	0041868-44
Book / Page	41868 / 44
Instrument Date	Oct 31, 2023
Instrument	20231120001620
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 ELM ST, NEWBURY, MA 01922-2816

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY MA
Recording Date	Jun 16, 2017
Property Address	130 ELM ST, NEWBURY, MA 01922-2816
Document Number	35946-381
Book / Page	35946 / 381
Instrument	236
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.24
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 ELM ST, NEWBURY, MA 01922-2816

Mortgage

Document Number	359460384
Date	Jun 16, 2017
Instrument	35946/0384

Lender

Name	INST SVGS NEWBURYPORT
Type	Bank

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 16, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 130 Elm St was $5,717, up 10.6% from the year before.

Source: Essex County and Newbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Newbury Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,717.00 (+10.62%)	$761,200 (+9.73%) Land $356,300 Building $404,900	$867,502 (+15.68%)
2025	$5,168.00 (-0.14%)	$693,700 (+2.95%) Land $314,400 Building $379,300	$749,930
2024	$5,175.00 (-4.2%)	$673,800 (+8.14%) Land $314,400 Building $359,400
2023	$5,402.00	$623,100 Land $293,400 Building $329,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 Elm St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1978–2014)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Dec 2014 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYFIELD WATER DISTRICT serves 2,228 people · EPA ID MA3205001
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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