Middlesex County and Ashland Town property record for 130 Eliot St, Ashland, MA 01721
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,136 sqft · built 1989 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $362,000 (Mar 2011) |
| Tax Bill | $11,276 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Aug 2023 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:014/025.0-0174-0000.0 |
| Primary APN | M:014/025.0-0174-0000.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,136 sqft Living Area |
| 1st Floor Area | 1,426 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 300 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.39 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 130 ELIOT ST |
|---|---|
| City | ASHLAND |
| State | MA |
| Zip | 01721-2420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 174 |
| Jurisdiction | ASHLAND MA |
| Township / Civil Division | ASHLAND |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 385203 |
Source: Middlesex County and Ashland Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 130 ELIOT ST, ASHLAND, MA 01721-2420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE |
| Aug 29, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance BROOKLINE BANK |
| Nov 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BROOKLINE BANK |
| Oct 6, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2011 · Amount on Record |
| Deed Sale | Mar 30, 2011 · Amount on Record |
| Deed Document Number | 20116 |
| Deed Book / Page | 56668 / 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHLAND MA |
| Property Address | 130 ELIOT ST, ASHLAND, MA 01721-2420 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 084430-503 |
|---|---|
| Date | Jul 31, 2025 |
| Book Page | 84430/503 |
| Instrument | 90204 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHLAND MA |
| Property Address | 130 ELIOT ST, ASHLAND, MA 01721-2420 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 081936-280 |
|---|---|
| Date | Aug 29, 2023 |
| Book Page | 81936/280 |
| Instrument | 96918 |
| Name | BROOKLINE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Sep 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHLAND MA |
| Property Address | 130 ELIOT ST, ASHLAND, MA 01721-2420 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 79046-273 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 79046/273 |
| Instrument | 239267 |
| Name | BROOKLINE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Dec 1, 2061 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHLAND MA |
| Property Address | 130 ELIOT ST, ASHLAND, MA 01721-2420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75819-411 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 75819/411 |
| Instrument | 180396 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Nov 1, 2032 |
Source: Middlesex County and Ashland Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ashland Town |
| Unified School District | Ashland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,276.00 (+23.36%) | $883,000 (+27.9%) Land $222,700 Building $660,300 | $741,950 |
| 2024 | $9,141.00 (+9.28%) | $690,400 (+13.65%) Land $222,700 Building $467,700 | |
| 2023 | $8,365.00 | $607,500 Land $212,100 Building $395,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND WATER AND SEWER DEPT. serves 18,832 people · EPA ID MA3014000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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