130 Edgewood Dr, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 130 Edgewood Dr, Cobleskill, NY 12043

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,400 sqft · built 2001
Lot Size2.06 acres (89,734 sqft)
Owner2 Individual Names on Record
Last Sale$182,000 (May 2023)
Tax Bill$8,918 (2026)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN432689 55.-2-15.113

Property Details

APN / Parcel Number

Primary APN432689 55.-2-15.113
Alternative APNs
  • 268905500000020151130000
  • 435J202018

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,400 sqft Living Area
1st Floor Area1,200 sqft
2nd Floor Area1,200 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area89,734 sqft (2.06 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number435J202018
Street Address130 EDGEWOOD DR
CityCOBLESKILL
StateNY
Zip12043-4162
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionHOUSE 2 CAR ATT GAR
Legal Block2
Legal Lot Number15.113
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group3
Census Block3003
Census Tract740200

Owner

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 312, COBLESKILL, NY 12043-0312
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2023 · Amount on Record
Deed SaleMay 30, 2023 · Amount on Record
Deed Document Number2023821491
Deed Book / Page1190 / 185
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address130 EDGEWOOD DR, COBLESKILL, NY 12043
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1887/77
DateJul 23, 2020
Book Page1887/77
Instrument776895
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term121 Months
DueAug 1, 2030

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,918.00 (+6.09%) Homeowner's exemption
2025$8,406.00 (+10.33%)$185,000 (-) Land $20,000 Building $165,000$377,551 (+16.33%) Land $40,816 Building $336,735
2023$185,000 Land $20,000 Building $165,000$324,561 Land $35,088 Building $289,473
2020$7,619.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims5 (1996–2011)
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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