130 E Spruce St, Eagle River, WI 54521 Property Records

Vilas County property record for 130 E Spruce St, Eagle River, WI 54521 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size8,407 sqft (0.192 acres)
OccupancyOwner Occupied
Last Sale$85,900 (2018)
Tax Bill$1,376.00 (2025)

Owner

Source: Vilas County records · APN 3 PL 4-4-1

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address130 E SPRUCE ST, EAGLE RIVER, WI 54521
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC
Jul 27, 2018Warranty Deed, Transfer · Conventional Mortgage
NICOLET NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 27, 2018 · Amount on Record
Deed SaleJul 27, 2018 · Amount on Record
Deed Doc Number555659
Record RefreshedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVILAS WI
Property Address130 E SPRUCE ST, EAGLE RIVER, WI 54521
Transaction TypeMortgage
Record UpdatedJan 12, 2026
Title CompanyUNKNOWN, VILAS TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2487 COLUMBUS RD, EAGLE RIVER, WI 54521-8809

Mortgage

Document Number0000620790
DateDec 26, 2025
Instrument620790
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVILAS WI
Recording DateJul 27, 2018
Property Address130 E SPRUCE ST, EAGLE RIVER, WI 54521
Document Number0000555659
Instrument DateJul 26, 2018
Instrument555659
Transaction TypeTransfer
Record UpdatedMar 08, 2022
Title CompanyVILAS TITLE SERVICE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$257.70
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 E SPRUCE ST, EAGLE RIVER, WI 54521

Mortgage

Document Number0000555660
DateJul 27, 2018
Instrument555660
Lender
NameNICOLET NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueAug 01, 2038

Tax Assessment & Valuation

Source: Vilas County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyVilas County
MunicipalityEagle River City
Unified School DistrictNorthland Pines School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$1,376.00 (+5.12%) Homeowner's exemption$118,000 (+53.45%) Land $28,000 Building $90,000
2023$1,309.00 Homeowner's exemption$76,900 Land $14,700 Building $62,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Vilas County (55125C), updated June 5, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 57% of Wisconsin
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN3 PL 4-4-1
Alternative APN
  • 221-266

Exterior

Lot Area8,407 sqft (0.192 acres)

Location & Zoning

Street Address130 E SPRUCE ST
CityEAGLE RIVER
StateWI
Zip54521
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionN 120' LOTS 4 & 5 BLK 4 DICKINSON-COOK-TAMBLING ADD
Legal SubdivisionDICKINSON-COOK-TAMBLING ADD
Legal Block4
Legal Lot Number4-5
JurisdictionVILAS WI
Minor Civil DivisionEAGLE RIVER
Census Blockgroup1
Census Block1087
Census Tract950501

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