130 E Saint Charles Rd, Lombard, IL 60148 Property Records

DuPage County property record for 130 E Saint Charles Rd, Lombard, IL 60148

Property Summary

Property Type	Commercial
Details	9,517 sqft · built 1968
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Apr 2014)
Tax Bill	$22,311 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-08-104-011`

Property Details

APN / Parcel Number

Primary APN	`06-08-104-011`

Interior

Building Area	9,517 sqft Gross Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	14 ft deep x 10 ft wide

Location & Zoning

Street Address	130 E SAINT CHARLES RD
City	LOMBARD
State	IL
Zip	60148-2330
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C
Legal Description	STONES ADD TO LOMBARD
Legal Subdivision	STONES ADD TO LOMBARD
Legal Block	19
Legal Lot Number	7
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	3
Census Block	3010
Census Tract	843500

Owner

130 E Saint Charles Rd, a commercial property, is owned by two individuals who bought it in April 2014.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	130 E SAINT CHARLES RD, LOMBARD, IL 60148-2330
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed of Trust, Mortgage · Line of Credit AMERICAN HEARTLAND BANK & TRUST
Aug 20, 2020	Deed of Trust, Mortgage · Line of Credit AMERICAN HEARTLAND BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2014 · Amount on File
Deed Sale	Apr 11, 2014 · Amount on File
Deed Document Number	201429678
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	130 E SAINT CHARLES RD, LOMBARD, IL 60148-2330
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 LENOX RD, GLEN ELLYN, IL 60137-4270

Mortgage

Document Number	0000072181
Date	Nov 8, 2023
Instrument	R2023-072181

Lender

Name	AMERICAN HEARTLAND BANK & TRUST
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	130 E SAINT CHARLES RD, LOMBARD, IL 60148-2330
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 LENOX, LOMBARD, IL 60148

Mortgage

Document Number	0000092392
Date	Aug 20, 2020
Instrument	R2020-092392

Lender

Name	AMERICAN HEARTLAND BANK & TRUST
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Jul 13, 2021

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 130 E Saint Charles Rd was $22,311.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Lombard Village
Secondary School District	Glenbard Township High School District 87 (09 - 12)
Elementary School District	Lombard School District 44 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,311.00	$297,899 Land $53,491 Building $244,408	$893,697 Land $160,473 Building $733,224
2022	$19,394.00	$243,050 Land $43,640 Building $199,410	$729,150 Land $130,920 Building $598,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 130 E Saint Charles Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 130 E Saint Charles Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOMBARD serves 44,476 people · EPA ID IL0430600
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	May 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Zentro.

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