130 E River Dr, Lake Luzerne, NY 12846 Property Records

Warren County and Lake Luzerne Town property record for 130 E River Dr, Lake Luzerne, NY 12846

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,668 sqft · built 1956
Lot Size	5.03 acres (219,107 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2023)
Tax Bill	$4,858 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Apr 2018 Sale & Mortgage
APN	`523200 317.12-1-24`

Property Details

APN / Parcel Number

Primary APN	`523200 317.12-1-24`
Alternative APN	`320031701200010240000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,668 sqft Living Area
1st Floor Area	1,252 sqft
Upper Floors Area	416 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	219,107 sqft (5.03 acres)
Lot Dimensions	200 ft deep x 200 ft wide
Garage Type	Mixed
Garage Area	1,274 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	408 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	130 E RIVER DR
City	LAKE LUZERNE
State	NY
Zip	12846-1900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR/MULTI
Legal Description	RES. 51.-2-3.1
Legal Block	1
Legal Lot Number	24.000
Jurisdiction	WARREN NY
Township / Civil Division	LAKE LUZERNE
Census Block Group	4
Census Block	4011
Census Tract	71000

Owner

Source: Warren County and Lake Luzerne Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	130 E RIVER DR, LAKE LUZERNE, NY 12846-1900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage GLEN FALLS NATIONAL BANK & TRUST CO
Apr 20, 2018	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2023 · Amount on Record
Deed Sale	Jun 7, 2023 · Amount on Record
Prior Sale	Apr 20, 2018 · Amount on Record
Deed Document Number	20233043
Deed Book / Page	6799 / 189
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN NY
Recording Date	Jun 7, 2023
Property Address	130 E RIVER DR, LAKE LUZERNE, NY 12846-1900
Document Number	0067990189
Book / Page	6799 / 189
Instrument Date	Jun 2, 2023
Instrument	2023-3043
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 SCOFIELD RD, LAKE LUZERNE, NY 12846-3803

Mortgage

Document Number	0020233044
Date	Jun 7, 2023
Instrument	2023-3044

Lender

Name	GLEN FALLS NATIONAL BANK & TRUST CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN NY
Recording Date	Apr 20, 2018
Property Address	130 E RIVER DR, LAKE LUZERNE, NY 12846-1900
Document Number	0000002339
Book / Page	005738 / 000158
Instrument Date	Apr 11, 2018
Instrument	2339
Transaction Type	Transfer
Record Updated	May 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$772.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 E RIVER DR LAKE LUZERNE NY 128461900, LAKE LUZERNE, NY 12846-1900

Mortgage

Document Number	2340
Date	Apr 20, 2018
Book Page	005738/000162
Instrument	2340

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISSELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Warren County and Lake Luzerne Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Warren County
County Subdivision	Lake Luzerne Town
Unified School District	Hadley-Luzerne Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,858.00 (+11.19%)
2025	$4,369.00	$199,000 (-) Land $43,000 Building $156,000	$337,300 (+25.44%) Land $72,884 Building $264,416
2023		$199,000 (-) Land $43,000 Building $156,000	$268,900 (+16.21%) Land $58,104 Building $210,796
2022		$199,000 Land $43,000 Building $156,000	$231,400 Land $50,001 Building $181,399

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2011–2023)
Most Recent Claim	Dec 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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