Seminole County property record for 130 E Panama Rd, Winter Springs, FL 32708
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,919 sqft · built 2003 |
| Lot Size | 1.82 acres (79,279 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $46,000 (Aug 1990) |
| Tax Bill | $3,852 (2025) |
| Deeds & Mortgages | Jun 2024 Transfer Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-21-30-5BI-0B00-007A |
| Primary APN | 02-21-30-5BI-0B00-007A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,919 sqft Living Area |
| Gross Area | 3,494 sqft |
| 1st Floor Area | 2,545 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 79,279 sqft (1.82 acres) |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 822 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 130 E PANAMA RD |
|---|---|
| City | WINTER SPGS |
| State | FL |
| Zip | 32708-3530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC1 |
| Legal Description | LOT 7 BLK B (LESS W 175 FT) NORTH ORLANDO RANCHES SEC 1 PB 12 PG 3 |
| Legal Range | 30E |
| Legal Township | 21S |
| Legal Section | 02 |
| Legal Subdivision | NORTH ORLANDO RANCHES SEC 01 |
| Legal Tract | 5BI |
| Legal Block | B |
| Legal Lot Number | 7 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | CASSELBERRY-ALTAMONTE SPRINGS |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 21404 |
130 E Panama Rd is owned and occupied by two individuals who acquired it in June 2024.
Source: Seminole County records, as of December 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 130 E PANAMA RD, WINTER SPRINGS, FL 32708-3530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 19, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 26, 2017 | Deed of Trust, Mortgage · Line of Credit REGIONS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 1990 · Amount on File |
| Deed Sale | Aug 1, 1990 · Amount on File |
| Deed Book / Page | 2211 / 1738 |
| Last Transfer Date | Jun 19, 2024 |
| Transfer Doc | 0106480626 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jun 19, 2024 |
| Property Address | 130 E PANAMA RD, WINTER SPRINGS, FL 32708-3530 |
| Document Number | 0106480626 |
| Book / Page | 10648 / 626 |
| Map Reference | MB 12 PG 3 |
| Instrument Date | Jun 19, 2024 |
| Instrument | 2024055315 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 130 E PANAMA RD, WINTER SPRINGS, FL 32708-3530 |
| Name | Verified Name |
|---|---|
| Address | 36 JACKSON CIR, WINTER SPRINGS, FL 32708-3424 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 130 E PANAMA RD, WINTER SPRINGS, FL 32708-3530 |
| Document Number | 0090230080 |
| Instrument Date | Oct 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 130 E PANAMA RD WINTER SPRINGS FL 327083530, WINTER SPRINGS, FL 32708-3530 |
| Document Number | 0090230080 |
|---|---|
| Date | Nov 14, 2017 |
| Book Page | 009023/000080 |
| Instrument | 114636 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 13, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 130 E Panama Rd was $3,852.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Winter Springs City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,852.00 | $301,978 | $549,200 Land $146,160 Building $403,040 |
| 2023 | $3,401.00 (-1.02%) Homeowner's exemption | $284,919 (+3%) | $528,150 (+0.76%) Land $146,160 Building $381,990 |
| 2022 | $3,436.00 Homeowner's exemption | $276,620 | $524,186 Land $146,160 Building $378,026 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 130 E Panama Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 130 E Panama Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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