130 E Oak St, Apt 43D, Chicago, IL 60611 Property Records

Cook County property record for 130 E Oak St, Apt 43D, Chicago, IL 60611

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 2,100 sqft · built 1966
Lot Size	0.304 acres (13,255 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Oct 2022)
Tax Bill	$16,603 (2023)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-204-064-1116`

Property Details

APN / Parcel Number

Primary APN	`17-03-204-064-1116`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Units	140 Units
Stories	60 Stories
Building Area	2,100 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Condo/Apartment
Exterior Material	Brick
Lot Area	13,255 sqft (0.304 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1000 N LAKE SHORE DR, 43D
City	CHICAGO
State	IL
Zip	60611-5303
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	DX-12,DR-1
Legal Description	W2SW4 S03 T39N R14E 3P
Legal Range	14E
Legal Township	39N
Legal Section	03
Legal Subdivision	LAKE SHORE PLAZA CONDOMINIUM
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3000
Census Tract	81201

Owner

130 E Oak St, Apt 43D is owned by two individuals who bought it in October 2022.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	130 E OAK ST, 43D, CHICAGO, IL 60611-1541
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jun 1, 2020	Deed of Trust, Mortgage UBS BK USA
Dec 21, 2018	Grant Deed, Transfer UBS BK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2022 · Amount on File
Deed Sale	Oct 18, 2022 · Amount on File
Prior Sale	Dec 21, 2018 · Amount on File
Deed Document Number	202225147
Prior Transfer Date	Mar 12, 2002
Prior Transfer Doc	0000016059
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 18, 2022
Property Address	1000 N LAKE SHORE DR # 43D, 43D, CHICAGO, IL 60611-5303
Document Number	0029125147
Map Reference	DOC 23675015
Instrument Date	Oct 14, 2022
Instrument	2229125147
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	FORT DEARBORN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	130 E OAK ST APT 43D, 43D, CHICAGO, IL 60611-1541

Mortgage

Document Number	0029125148
Date	Oct 18, 2022
Instrument	2229125148

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	1-Year CMT
Max Rate	9.75%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	130 E OAK ST APT 43D, 43D, CHICAGO, IL 60611-1541
Document Number	2025320078
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	130 E OAK ST #43D CHICAGO IL 606111541, 43D, CHICAGO, IL 60611-1541

Mortgage

Document Number	2025320078
Date	Sep 9, 2020
Instrument	25320078

Lender

Name	UBS BK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Dec 21, 2018
Property Address	130 E OAK ST APT 43D, 43D, CHICAGO, IL 60611-1541
Document Number	1835542006
Instrument Date	Dec 17, 2018
Instrument	35542006
Transaction Type	Transfer
Record Updated	Dec 31, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	86 BROOKLINE DR ASHEVILLE NC 288033497, ASHEVILLE, NC 28803-3497

Mortgage

Document Number	1835542007
Date	Dec 21, 2018
Instrument	35542007

Lender

Name	UBS BK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$74,092 Land $2,819 Building $71,273	$740,920 Land $28,190 Building $712,730
2023	$16,603.00 (+2.58%)
2022	$16,185.00	$78,693 Land $2,269 Building $76,424	$786,930 Land $22,690 Building $764,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 130 E Oak St, Apt 43D in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 E Oak St, Apt 43D is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Fiber · Cable	1,500 / 1,500
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Google Fiber, Zentro.

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