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130 E Main St, Providence, KY 42450 Property Records

Webster County property record for 130 E Main St, Providence, KY 42450 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,776 sqft
OwnerIndividual Name on File
Last Sale$182,000 (Dec 2025)
Tax Bill$2,221 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNPR3-014-010

Property Details

APN / Parcel Number

Primary APNPR3-014-010
Alternative APNs
  • 11157
  • 3261
  • 3254

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,776 sqft Finished Area
Basement Area957 sqft
Family RoomFamily Room

Exterior

Exterior MaterialWood Siding
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Garage TypeDetached
Garage Area616 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area891 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number3254
Street Address130 E MAIN ST
CityPROVIDENCE
StateKY
Zip42450-1260
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRES/GAR & LOT
JurisdictionWEBSTER KY
Township / Civil DivisionPROVIDENCE
Census Block Group3
Census Block3012
Census Tract960400

Owner

Source: Webster County records · APN PR3-014-010

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address130 E MAIN ST, PROVIDENCE, KY 42450-1260
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 30, 2025 · Amount on Record
Deed SaleDec 30, 2025 · Amount on Record
Prior SaleNov 18, 2010 · Amount on Record
Deed Document Number470448
Deed Book / PageDEED328 / 764
Record UpdatedJun 08, 2026

December 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionWEBSTER KY
Recording DateDec 30, 2025
Property Address130 E MAIN ST, PROVIDENCE, KY 42450-1260
Document NumberDEED328/764
Book / PageDEED328 / 764
Instrument DateDec 23, 2025
Instrument470448
Transaction TypeTransfer
Record UpdatedJan 16, 2026
Title CompanyKMA TITLE AGENCY LLC, OMEGA TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 E MAIN ST, PROVIDENCE, KY 42450-1260

Mortgage

Document Number0000470449
DateDec 30, 2025
Instrument470449
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

Tax Assessment & Valuation

Source: Webster County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateKentucky
CountyWebster County
MunicipalityProvidence City
Unified School DistrictWebster County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,221.00 (+60.48%)$210,000 (+61.54%)$210,000 (+61.54%)
2023$1,384.00$130,000$130,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webster County (21233C), updated October 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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