Winchester Town property record for 130 E Lake St, Winsted, CT 06098
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,508 sqft · built 1940 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Dec 2020) |
| Tax Bill | $4,586 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2020 Sale & Mortgage |
| APN | WINC M:110 B:088 L:026&45 |
| Primary APN | WINC M:110 B:088 L:026&45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,508 sqft Living Area |
| Gross Area | 3,052 sqft |
| 1st Floor Area | 808 sqft |
| Attic | Attic |
| Attic Area | 700 sqft |
| Basement Area | 700 sqft |
| Unfinished Basement | 700 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 639 |
|---|---|
| Street Address | 130 E LAKE ST |
| City | WINSTED |
| State | CT |
| Zip | 06098-1912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Block | 88 |
| Legal Lot Number | 26,45 |
| Jurisdiction | WINCHESTER CT |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 320200 |
Source: Winchester Town records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 242 BERNIS ST, WEST CORNWALL, CT 06796 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2026 | Deed of Trust, Mortgage WATERBURY TEACHERS FEDERAL CREDIT UNION |
| Dec 9, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2020 · Amount on Record |
| Deed Sale | Dec 9, 2020 · Amount on Record |
| Deed Document Number | 20201108700003 |
| Deed Book / Page | 456 / 744 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Property Address | 130 E LAKE ST, WINSTED, CT 06098-1912 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000495-592 |
|---|---|
| Date | Mar 3, 2026 |
| Book Page | 495/592 |
| Instrument | 202600000255 |
| Name | WATERBURY TEACHERS FEDERAL CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 121 Months |
| Due | Apr 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Recording Date | Dec 9, 2020 |
| Property Address | 130 E LAKE ST, WINSTED, CT 06098-1912 |
| Document Number | 456-744 |
| Book / Page | 456 / 744 |
| Instrument Date | Dec 2, 2020 |
| Instrument | 1108700003 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 242 BERNIS ST, TERRYVILLE, CT |
| Document Number | 1108710015 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 1108710015 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Winchester Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,586.00 | $157,220 (-) Land $36,680 Building $120,540 | $110,054 Land $25,676 Building $84,378 |
| 2024 | $4,586.00 (+10.53%) | ||
| 2023 | $4,149.00 (+25.77%) | $157,220 (+59.86%) Land $36,680 Building $120,540 | |
| 2022 | $3,299.00 | $98,350 Land $26,600 Building $71,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 90% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINSTED WATER WORKS serves 7,784 people · EPA ID CT1620011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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