130 E Cross St, Ansonia, OH 45303 Property Records

Darke County property record for 130 E Cross St, Ansonia, OH 45303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,728 sqft · built 1920
Lot Size2.12 acres (92,347 sqft)
Owner2 Individual Names on File
Last Sale$65,000 (Nov 1995)
Tax Bill$1,769 (2025)
Deeds & MortgagesJan 2015 Line of Credit
Jan 2016 Sale
Flood ZoneZone X (minimal risk)
APNC15-2-213-22-01-01-11801

Property Details

APN / Parcel Number

Primary APNC15-2-213-22-01-01-11801

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,728 sqft Living Area
1st Floor Area1,920 sqft
Upper Floors Area768 sqft
Basement Area960 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area92,347 sqft (2.12 acres)
PorchPorch
Porch Area357 sqft
Patio Area481 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address130 E CROSS ST
CityANSONIA
StateOH
Zip45303-5031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT E1/2 SE1/4 NE1/4
JurisdictionDARKE OH
Township / Civil DivisionBROWN
Census Block Group2
Census Block2004
Census Tract520100

Owner

130 E Cross St is owned and occupied by two individuals who bought it in November 1995.

Source: Darke County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address130 E CROSS ST, ANSONIA, OH 45303-5031
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2015Deed of Trust, Mortgage · Line of Credit
GREENVILLE NATIONAL BANK
Jan 6, 2016Beneficiary Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 1995 · Amount on File
Deed SaleNov 29, 1995 · Amount on File
Record UpdatedOct 29, 2026

January 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARKE OH
Property Address130 E CROSS ST, ANSONIA, OH 45303-5031
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 E CROSS ST, ANSONIA, OH 45303-5031

Mortgage

Document Number0484/01095
DateJan 29, 2015
Book Page484/01095
Instrument201500000560
Lender
NameGREENVILLE NATIONAL BANK
TypeBank
AddressGREENVILLE, OH 45331
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJan 22, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2016: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionDARKE OH
Recording DateJan 6, 2016
Property Address130 E CROSS ST, ANSONIA, OH 45303-5031
Document Number0493/01930
Book / Page493 / 01930
Instrument DateAug 20, 2015
Instrument201600000084
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address130 E CROSS ST, ANSONIA, OH 45303-5031

Tax Assessment & Valuation

The 2025 property tax bill for 130 E Cross St was $1,769 with a homeowner's exemption.

Source: Darke County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
MunicipalityAnsonia Village
CountyDarke County
County SubdivisionBrown Township
Unified School DistrictAnsonia Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,769.00 Homeowner's exemption$52,550 Land $10,780 Building $41,770$150,140 Land $30,800 Building $119,340
2023$1,778.00 (+6.59%) Homeowner's exemption$52,550 (+24.32%) Land $10,780 Building $41,770$150,140 Land $30,800 Building $119,340
2022$1,668.00 Homeowner's exemption$42,270 Land $9,210 Building $33,060
2020$120,770 Land $26,320 Building $94,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 E Cross St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 E Cross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANSONIA VILLAGE PWS
serves 1,174 people · EPA ID OH1900012
Water SourceGroundwater
Last State InspectionFeb 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

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