130 E Cherry St, Kirkwood, IL 61447 Property Records

Warren County property record for 130 E Cherry St, Kirkwood, IL 61447

Property Summary

Property Type	Single Family Home
Lot Size	0.326 acres (14,212 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,338 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-323-001-00`

Property Details

APN / Parcel Number

Primary APN	`13-323-001-00`

Interior

Building Area	2,400 sqft Living Area

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Lot Area	14,212 sqft (0.326 acres)
Lot Dimensions	107 ft deep x 132 ft wide

Location & Zoning

Street Address	130 E CHERRY ST
City	KIRKWOOD
State	IL
Zip	61447-5065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 BLOCK 23 OTP LOT SIZE: 132' X 107.67'
Legal Subdivision	OLD TOWN PLAT
Legal Block	23
Legal Lot Number	1-2
Jurisdiction	WARREN IL
Township / Civil Division	TOMPKINS
Census Block Group	3
Census Block	3036
Census Tract	870100

Owner

Source: Warren County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 E CHERRY ST, KIRKWOOD, IL 61447-5065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2021
Deed Sale	Nov 16, 2021
Prior Sale	Dec 14, 2005 · Amount on Record
Deed Document Number	20212444
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN IL
Recording Date	Nov 16, 2021
Property Address	130 E CHERRY ST, KIRKWOOD, IL 61447-5065
Document Number	02021R2444
Instrument Date	Nov 12, 2021
Instrument	2021R-2444
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 E CHERRY ST, KIRKWOOD, IL 61447-5065

Mortgage

Document Number	02021R2445
Date	Nov 16, 2021
Instrument	2021R-2445

Lender

Name	CARDINAL FINANCIAL CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.88%

Tax Assessment & Valuation

Source: Warren County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Warren County
County Subdivision	Tompkins Township
Municipality	Kirkwood Village
Unified School District	United Community School District 304 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,338.00 (+33.37%) Homeowner's exemption	$32,980 (+7.25%) Land $2,760 Building $30,220	$98,940 (+7.25%) Land $8,280 Building $90,660
2024		$30,750 (+14.35%) Land $2,570 Building $28,180	$92,250 (+14.35%) Land $7,710 Building $84,540
2022	$1,753.00 Homeowner's exemption	$26,890 Land $2,250 Building $24,640	$80,670 Land $6,750 Building $73,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD serves 714 people · EPA ID IL1870050
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MTC Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Sparklight Cable	400 / 40