130 E Ames St, Anderson, IN 46012 Property Records

Madison County property record for 130 E Ames St, Anderson, IN 46012

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 968 sqft · built 1954
Lot Size	0.248 acres (10,792 sqft)
Owner	Individual Name on Record
Last Sale	$63,900 (Apr 2020)
Tax Bill	$759 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-08-36-400-008.000-019`

Property Details

APN / Parcel Number

Primary APN	`48-08-36-400-008.000-019`
Alternative APNs	`00001254520` `1953`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	968 sqft Living Area
1st Floor Area	968 sqft
Family Room	Family Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1968
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,792 sqft (0.248 acres)
Lot Dimensions	142 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	24 sqft
Patio Area	341 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001254520
Street Address	130 E AMES ST
City	ANDERSON
State	IN
Zip	46012-1707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WM ROWLANDS EXC 2' N END 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT:
Legal Subdivision	WILLIAM ROWLANDS SUBDIVISION
Jurisdiction	MADISON IN
Township / Civil Division	LAFAYETTE
Census Block Group	2
Census Block	2008
Census Tract	1400

Owner

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	130 E AMES ST, ANDERSON, IN 46012-1707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Apr 21, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2020 · Amount on Record
Deed Sale	Apr 21, 2020 · Amount on Record
Prior Sale	May 11, 2005
Deed Document Number	20205509
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Recording Date	Apr 30, 2026
Property Address	130 E AMES ST, ANDERSON, IN 46012-1707
Document Number	0000006282
Instrument Date	Apr 14, 2026
Instrument	20266282
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 E AMES ST, ANDERSON, IN 46012-1707

Mortgage

Document Number	0000006282,
Date	Apr 30, 2026
Instrument	20266282

Lender

Name	FIRST MERCHANTS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 2, 2041

Interest

Rate	5.54%
Max Rate	-1%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Apr 21, 2020
Property Address	130 E AMES ST, ANDERSON, IN 46012-1707
Document Number	2020R05509
Map Reference	PB 7 PG 8
Instrument Date	Apr 17, 2020
Instrument	2020R05509
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	ROWLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 E AMES ST, ANDERSON, IN 46012-1707

Mortgage

Document Number	2020R05510
Date	Apr 21, 2020
Instrument	2020R05510

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Anderson City
County	Madison County
County Subdivision	Lafayette Township
Unified School District	Anderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$759.00 (+12%) Homeowner's exemption	$82,200 (+11.68%) Land $4,200 Building $78,000	$82,200 (+11.68%) Land $4,200 Building $78,000
2024	$345.00 (+115.63%)
2023		$73,600 (+0.82%) Land $4,000 Building $69,600	$73,600 (+0.82%) Land $4,000 Building $69,600
2022	$160.00	$73,000 Land $3,400 Building $69,600	$73,000 Land $3,400 Building $69,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2002–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDERSON WATER DEPARTMENT serves 55,212 people · EPA ID IN5248002
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	Corrosion control Jan 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, Mercury Fiber, Verizon.

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