130 E 6th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 130 E 6th St, Oswego, NY 13126

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,626 sqft · built 1840
Lot Size	0.137 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Aug 2026)
Tax Bill	$3,039 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`351200 128.56-03-12`

Property Details

APN / Parcel Number

Primary APN	`351200 128.56-03-12`
Alternative APNs	`120012805600030120000000` `1446 M`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,626 sqft Total Area
1st Floor Area	1,313 sqft
2nd Floor Area	1,313 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	391 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	206 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1446 M
Street Address	130 E 6TH ST
City	OSWEGO
State	NY
Zip	13126-2753
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TN1
Legal Subdivision	FOURTH WARD
Legal Block	3
Legal Lot Number	12.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2012
Census Tract	21604

Owner

Source: Oswego County and Oswego City records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2311 5TH AVE, 211, NEW YORK, NY 10037-1604
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTHERN FEDERAL CREDIT UNION
Jun 16, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 31, 2018	Deed of Trust, Mortgage OSWEGO COUNTY FCU
Jan 13, 2021	Grant Deed, Transfer NOT AVAILABLE
Mar 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2026 · Amount on Record
Deed Sale	Aug 25, 2026 · Amount on Record
Prior Sale	Jun 16, 2022 · Amount on Record
Deed Document Number	2026R-2026-007767
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Aug 25, 2026
Property Address	130 E 6TH ST, OSWEGO, NY 13126-2753
Document Number	0000007767
Instrument Date	Aug 7, 2026
Instrument	20267767
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$94,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Aug 25, 2026

Lender

Name	NORTHERN FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jun 16, 2022
Property Address	130 E 6TH ST, OSWEGO, NY 13126-2753
Document Number	0000006505
Instrument Date	Jun 13, 2022
Instrument	R-2022-006505
Transaction Type	Transfer
Record Updated	Jul 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2072, OSWEGO, NY 13126-0672

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 E 7TH ST, OSWEGO, NY 13126-2234

Mortgage

Document Number	0000006506
Date	Jun 16, 2022
Instrument	R-2022-006506

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	130 E 6TH ST, OSWEGO, NY 13126-2753
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008554
Date	Aug 31, 2018
Instrument	R-2018-008554

Lender

Name	OSWEGO COUNTY FCU
Type	Credit Union
Address	OSWEGO, NY 13126

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 26, 2028

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Jan 13, 2021
Property Address	130 E 6TH ST, OSWEGO, NY 13126-2753
Document Number	0000000431
Instrument Date	Dec 29, 2020
Instrument	431
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 CHILTON RD WILLIAMSTOWN NY 134933609, WILLIAMSTOWN, NY 13493-3609

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSWEGO NY
Recording Date	Mar 21, 2017
Property Address	130 E 6TH ST, OSWEGO, NY 13126-2753
Document Number	0000002518
Instrument Date	Mar 3, 2017
Instrument	2518
Transaction Type	Transfer
Record Updated	Apr 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 E 6TH ST OSWEGO NY 131262753, OSWEGO, NY 13126-2753

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,039.00 (-1.17%)
2025	$3,075.00	$164,000 (+61.58%) Land $19,500 Building $144,500	$164,000 (+34.11%) Land $19,500 Building $144,500
2023		$101,500 Land $12,500 Building $89,000	$122,289 Land $15,060 Building $107,229

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E 6th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures