130 E 13th St, Ship Bottom (Beach Haven), NJ 08008 Property Records

Ocean County and Ship Bottom Borough property record for 130 E 13th St, Ship Bottom, NJ 08008 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,055 sqft · built 1920
Lot Size	0.092 acres (3,999 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,907 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`29-00077-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`29-00077-0000-00005`
Alternative APN	`290007700005`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,055 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Contemporary
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	130 E 13TH ST
City	SHIP BOTTOM
State	NJ
Zip	08008-4526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40X100
Legal Subdivision	BONNET BEACH/ISLAND/LONG BEACH
Legal Block	77
Legal Lot Number	5
Jurisdiction	OCEAN NJ
Township / Civil Division	SHIP BOTTOM
Census Block Group	3
Census Block	3027
Census Tract	739000

Owner

Source: Ocean County and Ship Bottom Borough records · APN 29-00077-0000-00005

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 MCRAE CT, WEST CALDWELL, NJ 07006-6507
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage OCEAN FIRST BANK
Nov 07, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKELAND BANK
Oct 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKELAND BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 04, 2004
Deed Sale	Feb 04, 2004
Prior Sale	Nov 22, 2002 · Amount on Record
Deed Book / Page	11898 / 108
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	130 E 13TH ST, SHIP BOTTOM, NJ 08008-4526
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0171840601
Date	Jul 23, 2018
Book Page	17184/601
Instrument	2018071528

Lender

Name	OCEAN FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 21, 2038

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	130 E 13TH ST, SHIP BOTTOM, NJ 08008-4526
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176710601
Date	Nov 07, 2019
Book Page	17671/0601
Instrument	2019112374

Lender

Name	LAKELAND BANK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 01, 2034
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	9%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	130 E 13TH ST, SHIP BOTTOM, NJ 08008-4526
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	AMERICAN TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180880064
Date	Oct 06, 2020
Book Page	18088/64
Instrument	2020113109

Lender

Name	LAKELAND BANK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Ocean County and Ship Bottom Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ship Bottom Borough
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$959,500 (-) Land $600,000 Building $359,500	$959,500 (-) Land $600,000 Building $359,500
2025	$11,907.00 (+2.99%)	$959,500 (-) Land $600,000 Building $359,500	$959,500 (-) Land $600,000 Building $359,500
2024	$11,561.00 (+13.78%)
2023		$959,500 Land $600,000 Building $359,500	$959,500 Land $600,000 Building $359,500
2022	$10,161.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AO sheet flow 1–3 ft
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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