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130 E 13th St, Covington, KY 41011 Property Records

Kenton County property record for 130 E 13th St, Covington, KY 41011 · Last verified August 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms2 Beds
Bathrooms2 Baths
Architecture StyleDuplex Single
Square Footage2,475 sqft Finished Area
Lot Size2,225 sqft (0.051 acres)
OccupancyOwner Occupied
Last Sale$230,000 (2025)
Tax Bill$1,788.00 (2025)

Property Details

APN / Parcel Number

Primary APN054-24-19-015.00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area2,475 sqft Finished Area
Gross Area2,547 sqft Gross Area
Stories2 Stories

Exterior

Architectural StyleDuplex Single Style
Exterior MaterialBrick Exterior
Roof MaterialMetal Roof
Lot Area2,225 sqft (0.051 acres)
Depth X Width89 ft x 25 ft Depth x Width

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address130 E 13TH ST
CityCOVINGTON
StateKY
Zip41011-3146
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal Description25X89' NS 13TH 50' W GREENUP PT LOT 355 WBTI 1ST SUBD
Legal SubdivisionWESTERN BAPTIST THEO INST
Legal Phase1ST
Legal Lot Number355
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup3
Census Block3008
Census Tract67100

Owner

Source: Kenton County records · APN 054-24-19-015.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address130 E 13TH ST, COVINGTON, KY 41011-3146
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2024Deed of Trust, Mortgage · Commercial Mortgage
CITIZENS FSLA
Oct 02, 2025Warranty Deed, Transfer · Conventional Mortgage
FIRST FINANCIAL BANK
Dec 01, 2023Deed, Transfer · Stand Alone First Mortgage
CITIZENS FSLA
May 23, 2023Warranty Deed, Transfer · Commercial Mortgage
GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 02, 2025 · Amount on Record
Deed SaleOct 02, 2025 · Amount on Record
Prior SaleDec 01, 2023 · Amount on Record
Deed Doc Number202584
Deed Book / Page366 / 507
Prior Transfer DateJul 08, 2008
Prior Transfer Doc0005900355
Record RefreshedSep 20, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address130 E 13TH ST, COVINGTON, KY 41011-3146
Transaction TypeMortgage
Record UpdatedOct 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900104
DateNov 21, 2024
Book PageKCM 603/141
Instrument24112105900104
Lender
NameCITIZENS FSLA
TypeBank
AddressCOVINGTON, KY 41011
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term2 Months
DueJan 01, 2025

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 02, 2025
Property Address130 E 13TH ST, COVINGTON, KY 41011-3146
Document Number0005900084
Book / PageKC 366 / 507
Instrument DateSep 25, 2025
Instrument25100205900084
Transaction TypeTransfer
Record UpdatedOct 22, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8348 WOODCREEK DR, FLORENCE, KY 41042-8238

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 E 13TH ST, COVINGTON, KY 41011-3146

Mortgage

Document Number0005900085
DateOct 02, 2025
Instrument25100205900085
Lender
NameFIRST FINANCIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055

Mortgage

Document Number0005900086
DateOct 02, 2025
Book PageKCM 692/595
Instrument25100205900086
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45246
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055

December 2023: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateDec 01, 2023
Property Address130 E 13TH ST, COVINGTON, KY 41011-3146
Document Number0005900021
Book / PageKC 259 / 229
Map ReferencePL 349
Instrument DateNov 14, 2023
Instrument23120105900021
Transaction TypeTransfer
Record UpdatedJan 12, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$135.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9168 HAWKSRIDGE DR, COVINGTON, KY 41017-9124

Transferred To (Grantee/Buyer)

NameVerified Name
Address10408 VINEYARD CT, FLORENCE, KY 41042-3693

Mortgage

Document Number0005900022
DateDec 01, 2023
Instrument23120105900022
Lender
NameCITIZENS FSLA
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term312 Months
DueDec 01, 2049

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMay 23, 2023
Property Address130 E 13TH ST, COVINGTON, KY 41011-3146
Document Number0005900204
Book / PageKC 227 / 824
Instrument DateFeb 28, 2023
Instrument23052305900204
Transaction TypeTransfer
Record UpdatedJun 02, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address130 E 13TH ST, COVINGTON, KY 41011-3146

Transferred To (Grantee/Buyer)

NameVerified Name
Address9168 HAWKSRIDGE DR, COVINGTON, KY 41017-9124

Mortgage

Document Number0005900205
DateMay 23, 2023
Book PageKCM 463/328
Instrument23052305900205
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term9 Months
DueFeb 28, 2024

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,788.00 (+0.73%)$135,000 (-) Land $5,000 Building $130,000$135,000 (-) Land $5,000 Building $130,000
2024$1,775.00 (+122.15%)$135,000 (+125%) Land $5,000 Building $130,000$135,000 (+125%) Land $5,000 Building $130,000
2023$799.00$60,000 Land $5,000 Building $55,000$60,000 Land $5,000 Building $55,000

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