130 Dwight Rd, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 130 Dwight Rd, Middletown, NJ 07748

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,418 sqft · built 1965
Lot Size	0.502 acres (21,875 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Sep 2009)
Tax Bill	$14,728 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32-00894-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`32-00894-0000-00020`
Alternative APNs	`320089400020` `457`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,418 sqft Living Area
1st Floor Area	1,500 sqft
Upper Floors Area	918 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Colonial
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	21,875 sqft (0.502 acres)
Lot Dimensions	175 ft deep x 125 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Patio Area	449 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Account Number	457
Street Address	130 DWIGHT RD
City	MIDDLETOWN
State	NJ
Zip	07748-3120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Subdivision	HILLED SEC 02
Legal Block	894
Legal Lot Number	20
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2020
Census Tract	801200

Owner

130 Dwight Rd is owned and occupied by two individuals who bought it in September 2009.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	130 DWIGHT RD, MIDDLETOWN, NJ 07748-3120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jun 10, 2019	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2009 · Amount on File
Deed Sale	Sep 3, 2009 · Amount on File
Prior Sale	Jan 20, 1999 · Amount on File
Deed Document Number	2009102921
Deed Book / Page	8795 / 8035
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	130 DWIGHT RD, MIDDLETOWN, NJ 07748-3120
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096120049
Date	Aug 23, 2022
Book Page	9612/49
Instrument	2022086825

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	130 DWIGHT RD, MIDDLETOWN, NJ 07748-3120
Document Number	0000061849
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 DWIGHT RD MIDDLETOWN NJ 077483120, MIDDLETOWN, NJ 07748-3120

Mortgage

Document Number	0000061849
Date	Jul 12, 2019
Book Page	009357/004276
Instrument	61849

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 130 Dwight Rd was $14,728, up 13.8% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$949,600 (+4.07%) Land $551,300 Building $398,300	$949,600 (+4.07%) Land $551,300 Building $398,300
2025	$14,728.00 (+13.84%)	$912,500 Land $517,800 Building $394,700	$912,500 Land $517,800 Building $394,700
2024	$12,937.00
2023		$700,400 Land $361,100 Building $339,300	$700,400 Land $361,100 Building $339,300
2022	$12,013.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 Dwight Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1978–2011)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Dwight Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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