130 Draper St, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 130 Draper St, Springfield, MA 01108

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,372 sqft · built 1954
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Dec 2018)
Tax Bill	$3,803 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:04080 P:0025`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:04080 P:0025`
Alternative APN	`40800025`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	980 sqft
Game Room	Game Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	40800025
Street Address	130 DRAPER ST
City	SPRINGFIELD
State	MA
Zip	01108-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	5
Census Block	5003
Census Tract	802601

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	130 DRAPER ST, SPRINGFIELD, MA 01108-2911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 26, 2017	Deed of Trust, Mortgage PEOPLESBANK (HOLYOKE)
Dec 14, 2018	Quit Claim Deed, Transfer · FHA Mortgage CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Prior Sale	Dec 3, 1979 · Amount on Record
Deed Document Number	201874455
Deed Book / Page	22484 / 32
Prior Transfer Date	Dec 13, 2018
Prior Transfer Doc	0022484-32
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 4, 2026
Property Address	130 DRAPER ST, SPRINGFIELD, MA 01108-2911
Document Number	0000036894
Book / Page	26449 / 254
Instrument Date	Jul 24, 2026
Instrument	202636894
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 DRAPER ST, SPRINGFIELD, MA 01108-2911

Mortgage

Document Number	0000036894,
Date	Aug 4, 2026
Book Page	26449/254
Instrument	202636894

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	130 DRAPER ST, SPRINGFIELD, MA 01108-2911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21780-288
Date	Jul 26, 2017
Book Page	21780/288
Instrument	42130

Lender

Name	PEOPLESBANK (HOLYOKE)

Agreement

Amount	Amount Recorded

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Dec 14, 2018
Property Address	130 DRAPER ST, SPRINGFIELD, MA 01108-2911
Document Number	22484-32
Book / Page	022484 / 000032
Instrument Date	Dec 13, 2018
Instrument	74455
Transaction Type	Transfer
Record Updated	Jan 2, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$651.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 WOOD END RD SPRINGFIELD MA 011182446, SPRINGFIELD, MA 01118-2446

Mortgage

Document Number	22484-34
Date	Dec 14, 2018
Book Page	022484/000034
Instrument	74456

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2048

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,803.00 (+7.19%)	$246,000 (+8.71%) Land $35,800 Building $210,200	$283,239 (+6.79%)
2025	$3,548.00 (+9.64%)	$226,300 (+19.23%) Land $36,800 Building $189,500	$265,240 (+23.92%)
2024			$214,035
2023	$3,236.00	$189,800 Land $35,100 Building $154,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 916 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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