Beaufort County property record for 130 Cutter Cir, Bluffton, SC 29909
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 4 ba · 2,364 sqft · built 2013 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $130,000 (Dec 2011) |
| Tax Bill | $7,624 (2025) |
| Deeds & Mortgages | Nov 2024 Line of Credit Apr 2019 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 10459837 |
| Primary APN | 10459837 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,364 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Type | Attached |
| Garage Area | 763 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 183 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10459837 |
|---|---|
| Old Parcel Number | R603 013 000 0173 0000 |
| Street Address | 130 CUTTER CIR |
| City | BLUFFTON |
| State | SC |
| Zip | 29909-4317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6106 |
| Legal Description | LOT 214 RIVERBEND S/D BLK 104 PB85 PG55 PB86 PG16 PB95 P173 |
| Legal Subdivision | RIVERBEND BY SUNCITY |
| Legal Block | 104 |
| Legal Lot Number | 214 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1104 |
| Census Tract | 2202 |
Source: Beaufort County records, as of March 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 130 CUTTER CIR, BLUFFTON, SC 29909-4317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 12, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2011 · Amount on Record |
| Deed Sale | Dec 2, 2011 · Amount on Record |
| Prior Sale | May 9, 2011 · Amount on Record |
| Deed Document Number | 2011061309 |
| Deed Book / Page | 3102 / 1336 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 130 CUTTER CIR, BLUFFTON, SC 29909-4317 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000050190 |
|---|---|
| Date | Nov 14, 2024 |
| Book Page | 4383/1515 |
| Instrument | 2024050190 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | 100 N TRYON ST, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 5, 2054 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 130 CUTTER CIR, BLUFFTON, SC 29909-4317 |
| Document Number | 0000019239 |
| Instrument Date | Apr 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 130 CUTTER CIR BLUFFTON SC 299094317, BLUFFTON, SC 29909-4317 |
| Document Number | 0000019239 |
|---|---|
| Date | Apr 18, 2019 |
| Book Page | 003752/002928 |
| Instrument | 19239 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,624.00 (-27.2%) | $30,770 (-28.43%) | |
| 2024 | $10,472.00 (+190.57%) | $42,992 (-) Land $19,800 Building $23,192 | $1,074,800 (-) Land $495,000 Building $579,800 |
| 2023 | $3,604.00 (+10.08%) | $42,992 (+60.66%) Land $19,800 Building $23,192 | $1,074,800 (+60.66%) Land $495,000 Building $579,800 |
| 2022 | $3,274.00 | $26,760 Land $6,200 Building $20,560 | $669,000 Land $155,000 Building $514,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 985 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 985 in force |
| Nearby Flood Claims | 23 (2009–2022) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.1% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Palmetto Telephone Communications.
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