130 Cornish Trace Dr, Covington, GA 30014 Property Records

Newton County property record for 130 Cornish Trace Dr, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,824 sqft · built 2003
Lot Size	3.46 acres (150,718 sqft)
Owner	2 Individual Names on Record
Last Sale	$46,000 (Mar 2002)
Tax Bill	$5,497 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2024 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00780-00000-122-000`

Property Details

APN / Parcel Number

Primary APN	`00780-00000-122-000`
Alternative APNs	`0078 122` `28108`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,824 sqft Heated Area
1st Floor Area	2,509 sqft
Basement Area	3,763 sqft
Finished Basement	1,254 sqft
Unfinished Basement	2,509 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	150,718 sqft (3.46 acres)
Garage Area	833 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	191 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	28108
Street Address	130 CORNISH TRACE DR
City	COVINGTON
State	GA
Zip	30014-0686
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	3.46AC LT17 CORNISH TRACE
Legal Subdivision	CORNISH TRACE
Legal Lot Number	17
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	4
Census Block	4011
Census Tract	100101

Owner

Source: Newton County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 CORNISH TRACE DR, COVINGTON, GA 30014-0686
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
May 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Dec 7, 2019	Deed of Trust, Mortgage · Line of Credit TRUIST BK
Feb 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2002 · Amount on Record
Deed Sale	Mar 27, 2002 · Amount on Record
Deed Book / Page	1196 / 465
Prior Transfer Date	Mar 22, 2002
Prior Transfer Doc	1196000466
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Sep 14, 2026
Property Address	130 CORNISH TRACE DR, COVINGTON, GA 30014-0686
Document Number	4865000647
Book / Page	4865 / 647
Instrument Date	Sep 5, 2026
Transaction Type	Mortgage
Record Updated	Oct 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 CORNISH TRACE DR, COVINGTON, GA 30014-0686

Mortgage

Document Number	4865000647,
Date	Sep 14, 2026
Book Page	4865/647

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	130 CORNISH TRACE DR, COVINGTON, GA 30014-0686
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 CORNISH TRACE DR, COVINGTON, GA 30014-0686

Mortgage

Document Number	0046170000000791
Date	May 8, 2024
Book Page	0000004617/0000000791
Instrument	2024004959

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2044

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	130 CORNISH TRACE DR, COVINGTON, GA 30014-0686
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 CORNISH TRACE DR, COVINGTON, GA 30014-0686

Mortgage

Document Number	0042090000000383
Date	Jun 10, 2021
Book Page	0000004209/0000000383
Instrument	010860

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	130 CORNISH TRACE DR, COVINGTON, GA 30014-0686
Document Number	0039460214
Instrument Date	Dec 7, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 CORNISH TRACE DR COVINGTON GA 300140686, COVINGTON, GA 30014-0686

Mortgage

Document Number	0039460214
Date	Jan 8, 2020
Book Page	003946/000214
Instrument	285

Lender

Name	TRUIST BK
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 7, 2045

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	130 CORNISH TRACE DR, COVINGTON, GA 30014-0686
Document Number	0036660390
Book / Page	003666 / 000390
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Feb 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	130 CORNISH TRACE DR COVINGTON GA 300140686, COVINGTON, GA 30014-0686

Mortgage

Document Number	0036660390
Date	Feb 16, 2018
Book Page	003666/000390
Instrument	1941

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 15, 2033

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,497.00 (+4.61%) Homeowner's exemption	$228,000 (+17.89%) Land $28,000 Building $200,000	$570,000 (+17.89%) Land $70,000 Building $500,000
2023		$193,400 Land $18,000 Building $175,400	$483,500 Land $45,000 Building $438,500
2022	$5,255.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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