Kendall County property record for 130 Cool Rock, Boerne, TX 78006
| Property Type | Single Family Home |
|---|---|
| Details | 3,702 sqft · built 2016 |
| Lot Size | 0.348 acres (15,150 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $457,900 (Dec 2016) |
| Deeds & Mortgages | Jun 2021 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R295640 |
| Primary APN | R295640 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,702 sqft Living Area |
| Gross Area | 4,553 sqft |
| 1st Floor Area | 2,534 sqft |
| 2nd Floor Area | 1,168 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,150 sqft (0.348 acres) |
| Garage Type | Attached |
| Garage Area | 803 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 468 sqft |
| Street Address | 130 COOL ROCK |
|---|---|
| City | BOERNE |
| State | TX |
| Zip | 78006-2998 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ESPERANZA PHASE 1 BLK 2 LOT 28, .3478 ACRES PHASE 1 |
| Legal Subdivision | ESPERANZA |
| Legal Block | 2 |
| Legal Lot Number | 28 |
| Jurisdiction | KENDALL TX |
| Township / Civil Division | BOERNE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 970404 |
Source: Kendall County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 130 COOL ROCK, BOERNE, TX 78006-2998 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2021 | Deed of Trust, Mortgage · VA Mortgage SMI LENDING INC |
| Jul 23, 2020 | Deed of Trust, Mortgage · VA Mortgage SMI LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2016 · Amount on Record |
| Deed Sale | Dec 22, 2016 · Amount on Record |
| Prior Sale | Jun 22, 2016 · Amount on Record |
| Deed Document Number | 2016307869 |
| Deed Book / Page | 1557 / 597 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL TX |
| Property Address | 130 COOL ROCK, BOERNE, TX 78006-2998 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000357273 |
|---|---|
| Date | Jun 4, 2021 |
| Instrument | 357273 |
| Name | SMI LENDING INC |
|---|---|
| Type | Lending Institution |
| Address | DALLAS, TX 75244 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL TX |
| Property Address | 130 COOL ROCK, BOERNE, TX 78006-2998 |
| Document Number | 0000344671 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 130 COOL ROCK BOERNE TX 780062998, BOERNE, TX 78006-2998 |
| Document Number | 0000344671 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 001781/000140 |
| Instrument | 344671 |
| Name | SMI LNDG |
|---|---|
| Address | DALLAS, TX 75244 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2050 |
Source: Kendall County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Kendall County |
| Unified School District | Boerne Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $785,432 (+21%) | $798,430 (+3.56%) Land $202,160 Building $596,270 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $649,117 Land $174,680 Building $596,270 | $770,950 Land $174,680 Building $596,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 2 (2026) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 80% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BOERNE serves 24,769 people · EPA ID TX1300001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GVTC Fiber | 5,000 / 5,000 |
| VTX Communications Fixed Wireless | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
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