130 Cook Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 130 Cook Ave, Middlesex, NJ 08846

Property Summary

Property TypeSingle Family Home
Details2,296 sqft · built 2023
Lot Size0.138 acres (5,998 sqft)
Owner2 Individual Names on Record
Last Sale$725,000 (Oct 2023)
Tax Bill$13,371 (2025)
Deeds & MortgagesNov 2022 Mortgage
Oct 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN10-00174-0000-00037-01

Property Details

APN / Parcel Number

Primary APN10-00174-0000-00037-01
Alternative APN
  • 1000174000000037000A

Interior

Building Area2,296 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area5,998 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide

Location & Zoning

Street Address130 COOK AVE
CityMIDDLESEX
StateNJ
Zip08846-1913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-75
Legal Description60X100 38,38-A
Legal SubdivisionWASHINGTON HEIGHTS
Legal Block174
Legal Lot Number37.1
JurisdictionMIDDLESEX NJ
Township / Civil DivisionMIDDLESEX
Census Block Group1
Census Block1017
Census Tract102

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address130 COOK AVE, MIDDLESEX, NJ 08846-1913
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2022Deed of Trust, Mortgage · Commercial Mortgage
MANASQUAN BANK
Oct 16, 2024Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
Oct 30, 2023Deed, Subdivision Related Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 2, 2022Deed, Transfer
NOBLE TITLE, NOBLE TITLE AGENCY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2023 · Amount on Record
Deed SaleOct 30, 2023 · Amount on Record
Deed Document Number202364132
Deed Book / Page19331 / 1449
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address130 COOK AVE, MIDDLESEX, NJ 08846-1913
Transaction TypeMortgage
Record UpdatedOct 17, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address927 LINCOLN BLVD, MIDDLESEX, NJ 08846-2514

Mortgage

Document Number0000093785
DateNov 2, 2022
Book Page19080/1620
Instrument2022093785
Lender
NameMANASQUAN BANK
TypeBank
AddressMANASQUAN, NJ 08736
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address130 COOK AVE, MIDDLESEX, NJ 08846-1913
Transaction TypeMortgage
Record UpdatedOct 17, 2025
Title CompanySAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 COOK AVE, MIDDLESEX, NJ 08846-1913

Mortgage

Document Number0000059056
DateOct 16, 2024
Book Page19570/327
Instrument2024059056
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2054

October 2023: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateOct 30, 2023
Property Address130 COOK AVE, MIDDLESEX, NJ 08846-1913
Document Number0000064132
Book / Page19331 / 1449
Instrument DateOct 24, 2023
Instrument2023064132
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 17, 2025
Title CompanyTITLE FORWARD, TITLE FORWARD QUALIA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,510.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address927 LINCOLN BLVD, MIDDLESEX, NJ 08846-2514

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 COOK AVE, MIDDLESEX, NJ 08846-1913

Mortgage

Document Number0000064134
DateOct 30, 2023
Instrument2023064134
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateAug 2, 2022
Property Address130 COOK AVE, MIDDLESEX, NJ 08846-1913
Document Number0000069160
Book / Page18999 / 783
Instrument DateJul 15, 2022
Instrument2022069160
Transaction TypeTransfer
Record UpdatedOct 17, 2025
Title CompanyNOBLE TITLE, NOBLE TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$560.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address23822 WAVERLY CIR, VENICE, FL 34293-7332

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 RARITAN AVE, MIDDLESEX, NJ 08846-1028

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityMiddlesex Borough
Unified School DistrictMiddlesex Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$693,800 (+1%) Land $146,600 Building $547,200$693,800 (+1%) Land $146,600 Building $547,200
2025$13,371.00 (-17.45%)$630,700 (+330.22%) Land $146,600 Building $484,100$630,700 (+330.22%) Land $146,600 Building $484,100
2024$16,198.00 (+506.67%)
2023$146,600 (+442.96%) Land $146,600$146,600 (+442.96%) Land $146,600
2022$2,670.00$27,000 Land $27,000$27,000 Land $27,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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