130 Continental Dr, Elkton, MD 21921 Property Records

Cecil County property record for 130 Continental Dr, Elkton, MD 21921

Property Summary

Property Type	Exempt (Full or Partial)
Details	2 ba · 1,510 sqft · built 1999
Lot Size	0.571 acres (24,872 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jan 2017)
Tax Bill	$3,690 (2023)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-092585`

Property Details

APN / Parcel Number

Primary APN	`03-092585`
Alternative APNs	`3092585` `092585`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,510 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	24,872 sqft (0.571 acres)
Garage Type	Basement
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Deck Area	530 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	092585
Street Address	130 CONTINENTAL DR
City	ELKTON
State	MD
Zip	21921-6149
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R2
Legal Description	LOT 44 - .571 ACRE 130 CONTINENTAL DRIVE COLONIAL RIDGE
Legal Subdivision	COLONIA RIDGE
Legal Lot Number	44
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2000
Census Tract	30508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	130 CONTINENTAL DR, ELKTON, MD 21921-6149
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Feb 11, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Nov 29, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 13, 2023	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Dec 5, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Jan 17, 2017	Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2017 · Amount on Record
Deed Sale	Jan 17, 2017 · Amount on Record
Prior Sale	Dec 7, 1999 · Amount on Record
Deed Book / Page	4010 / 461
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	130 CONTINENTAL DR, ELKTON, MD 21921-6149
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 CONTINENTAL DR, ELKTON, MD 21921-6149

Mortgage

Document Number	0057530401
Date	Mar 17, 2026
Book Page	5753/401

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	130 CONTINENTAL DR, ELKTON, MD 21921-6149
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047930028
Date	Feb 11, 2021
Book Page	4793/28

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	130 CONTINENTAL DR, ELKTON, MD 21921-6149
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050450036
Date	Nov 29, 2021
Book Page	5045/36

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	130 CONTINENTAL DR, ELKTON, MD 21921-6149
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053130433
Date	Apr 13, 2023
Book Page	5313/433

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	MOOSEHEART, IL 60539

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	130 CONTINENTAL DR, ELKTON, MD 21921-6149
Document Number	0045420240
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	130 CONTINENTAL DR ELKTON MD 219216149, ELKTON, MD 21921-6149

Mortgage

Document Number	0045420240
Date	Jan 29, 2020
Book Page	004542/000240

Lender

Name	CLEARPATH LNDG
Address	NANTICOKE, MD 21840

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jan 17, 2017
Property Address	130 CONTINENTAL DR, ELKTON, MD 21921-6149
Document Number	0040100461
Book / Page	4010 / 461
Map Reference	CAB67 FO101
Instrument Date	Jul 18, 2016
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	LEGENDS TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 CONTINENTAL DR, ELKTON, MD 21921-6149

Mortgage

Document Number	0040100466
Date	Jan 17, 2017
Book Page	4010/466

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Aug 1, 2046

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,400 (+7.59%)	$317,300 (-) Land $88,900 Building $228,400
2025		$275,500 (+9.2%)	$317,300 (+24.63%) Land $88,900 Building $228,400
2023	$3,690.00 Disabled Person's exemption Veteran's exemption	$252,300	$254,600 Land $68,900 Building $185,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2021–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
IQ Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Continental Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures