130 Commerce Rd, Rickman, TN 38580 Property Records

Overton County property record for 130 Commerce Rd, Rickman, TN 38580

Property Summary

Property Type	Single Family Home
Details	1 ba · 888 sqft · built 1969
Lot Size	0.125 acres (5,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$47,500 (Nov 2019)
Tax Bill	$300 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`067097P B 02100`

Property Details

APN / Parcel Number

Primary APN	`067097P B 02100`
Alternative APN	`097P B 02100`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	888 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1992
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,450 sqft (0.125 acres)
Lot Dimensions	109 ft deep x 50 ft wide
Terrain	Rolling
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	130 COMMERCE RD
City	RICKMAN
State	TN
Zip	38580-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: R06
Legal Subdivision	TOWN OF RICKMAN
Legal Block	5
Legal Lot Number	P/O 6
Jurisdiction	OVERTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1029
Census Tract	950501

Owner

Source: Overton County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 COMMERCE RD, RICKMAN, TN 38580-1704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Nov 8, 2019	Warranty Deed, Transfer · FHA Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2019 · Amount on Record
Deed Sale	Nov 8, 2019 · Amount on Record
Prior Sale	Mar 13, 2014 · Amount on Record
Deed Document Number	201961353
Deed Book / Page	214 / 970
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OVERTON TN
Recording Date	Sep 28, 2026
Property Address	130 COMMERCE RD, RICKMAN, TN 38580-1704
Document Number	0000098139
Book / Page	365 / 226
Instrument Date	Sep 18, 2026
Instrument	202698139
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 COMMERCE RD, RICKMAN, TN 38580-1704
Investor	Possibly a Property Investor

Mortgage

Document Number	0000098139,
Date	Sep 28, 2026
Book Page	365/226
Instrument	202698139

Lender

Name	FIRST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 18, 2036

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OVERTON TN
Recording Date	Nov 8, 2019
Property Address	130 COMMERCE RD, RICKMAN, TN 38580-1704
Document Number	0002140970
Book / Page	000214 / 000970
Instrument Date	Nov 6, 2019
Instrument	61353
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 COMMERCE RD RICKMAN TN 385801704, RICKMAN, TN 38580-1704

Mortgage

Document Number	2140973
Date	Nov 8, 2019
Book Page	000214/000973
Instrument	61354

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2049

Tax Assessment & Valuation

Source: Overton County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Overton County
Unified School District	Overton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$300.00 (+4.17%)	$22,500 (+75.1%) Land $2,500 Building $20,000	$90,000 (+75.1%) Land $10,000 Building $80,000
2024	$288.00 (+13.83%)	$12,850 (-) Land $625 Building $12,225
2023	$253.00	$12,850 (-) Land $625 Building $12,225
2022	$253.00	$12,850 Land $625 Building $12,225	$51,400 (-) Land $2,500 Building $48,900
2020			$51,400 Land $2,500 Building $48,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST OVERTON UTILITY DISTRICT serves 9,392 people · EPA ID TN0000578
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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