Macon County property record for 130 Cobblestone Dr, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,960 sqft · built 1988 |
| Lot Size | 1.37 acres (59,677 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,656 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7448369333 |
| Primary APN | 7448369333 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,960 sqft Heated Area |
| 1st Floor Area | 1,960 sqft |
| Basement Area | 1,960 sqft |
| Unfinished Basement | 1,960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 59,677 sqft (1.37 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 400 sqft |
| Deck Area | 512 sqft |
| Patio Area | 572 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 158615 |
|---|---|
| Street Address | 130 COBBLESTONE DR |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-7515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | RD 1611 PC 8597 |
| Jurisdiction | MACON NC |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 970502 |
130 Cobblestone Dr is held in a trust since September 2024.
Source: Macon County records, as of October 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 550 SEAL PL NE, ATLANTA, GA 30308-1818 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 4, 2024 |
| Transfer Doc | 000J43/105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 130 COBBLESTONE DR, HIGHLANDS, NC 28741-7515 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | T40/1086 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | T-40/1086 |
| Instrument | 2021002847 |
| Name | BANKSOUTH MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30327 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2026 property tax bill for 130 Cobblestone Dr was $1,656, up 3.3% from the year before.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,656.00 (+3.31%) | $513,280 (-) Land $91,220 Building $422,060 | $513,280 (-) Land $91,220 Building $422,060 |
| 2025 | $1,603.00 | $513,280 Land $91,220 Building $422,060 | $513,280 Land $91,220 Building $422,060 |
| 2023 | $1,591.00 | $513,280 Land $91,220 Building $422,060 | $513,280 Land $91,220 Building $422,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 130 Cobblestone Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 130 Cobblestone Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SASSAFRAS GAP EMPLOYEE VILLAGE private · serves 107 people · EPA ID NC0157154 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber · DSL | 7,000 / 7,000 |
| Hotwire Communications Fiber | 2,500 / 2,500 |
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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