130 Clute Rd, Naples, NY 14512 Property Records

Yates County and Italy Town property record for 130 Clute Rd, Naples, NY 14512

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,264 sqft · built 1980
Lot Size	4.5 acres (196,020 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Nov 2021)
Tax Bill	$5,141 (2026)
Deeds & Mortgages	Dec 2019 Line of Credit Nov 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0660-030`

Property Details

APN / Parcel Number

Primary APN	`0660-030`
Alternative APNs	`240007800400010120000000` `572400 78.04-1-12`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,264 sqft Living Area
1st Floor Area	864 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	196,020 sqft (4.5 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	878 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0660-030
Street Address	130 CLUTE RD
City	NAPLES
State	NY
Zip	14512-9432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	12.000
Jurisdiction	YATES NY
Township / Civil Division	ITALY
Census Block Group	1
Census Block	1079
Census Tract	150302

Owner

Source: Yates County and Italy Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	155 PAULA RED LN, ROCHESTER, NY 14626-4434
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2019	Deed of Trust, Mortgage · Line of Credit ESL FCU
Nov 8, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 8, 2021	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2021 · Amount on Record
Deed Sale	Nov 8, 2021 · Amount on Record
Prior Sale	Jun 28, 2006 · Amount on Record
Deed Document Number	20216672
Prior Transfer Date	Oct 28, 2021
Prior Transfer Doc	0020216673
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	130 CLUTE RD, NAPLES, NY 14512-9432
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1143/331
Date	Dec 9, 2019
Book Page	MT 1143/331
Instrument	2019-00002976

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 24, 2029

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YATES NY
Recording Date	Nov 8, 2021
Property Address	130 CLUTE RD, NAPLES, NY 14512-9432
Document Number	0020216673
Instrument Date	Oct 28, 2021
Instrument	2021-6673
Transaction Type	Transfer
Record Updated	Dec 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 CLUTE RD, 130, NAPLES, NY 14512-9432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 PAULA RED LN, ROCHESTER, NY 14626-4434

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YATES NY
Recording Date	Nov 8, 2021
Property Address	130 CLUTE RD, NAPLES, NY 14512-9432
Document Number	0020216672
Instrument Date	Oct 28, 2021
Instrument	2021-6672
Transaction Type	Transfer
Record Updated	Dec 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 CLUTE RD, 130, NAPLES, NY 14512-9432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 PAULA RED LN, ROCHESTER, NY 14626-4434

Mortgage

Document Number	0020216674
Date	Nov 8, 2021
Instrument	2021-6674

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Yates County and Italy Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Italy Town
Unified School District	Naples Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,141.00 (+0.72%)
2025	$5,104.00 (+216.82%)	$211,900 (+38.59%) Land $28,200 Building $183,700	$223,053 (+31.28%) Land $29,684 Building $193,369
2023		$152,900 Land $24,200 Building $128,700	$169,900 Land $26,891 Building $143,009
2020	$1,611.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Empire Long Distance Fiber	1,000 / 100

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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