130 Clearfield Ln, Sinking Spring (Reading), PA 19608 Property Records

Berks County property record for 130 Clearfield Ln, Sinking Spring, PA 19608

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,454 sqft · built 1964
Lot Size	5.25 acres (228,690 sqft)
Owner	2 Individual Names on Record
Last Sale	$782,500 (Sep 2026)
Tax Bill	$2,230 (2026)
Deeds & Mortgages	Sep 2026 Sale Dec 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4384-02-66-2046`

Property Details

APN / Parcel Number

Primary APN	`4384-02-66-2046`
Alternative APNs	`39-4384-02-66-2046` `39220600` `220600`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,454 sqft Living Area
1st Floor Area	1,454 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Aluminum/Vinyl
Lot Area	228,690 sqft (5.25 acres)
Terrain	Above Road/Slope
View / Lot	Neighborhood
Garage Type	Attached
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	39220600
Street Address	130 CLEARFIELD LN
City	READING
State	PA
Zip	19608-9100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	66
Jurisdiction	BERKS PA
Township / Civil Division	CUMRU
Census Block Group	2
Census Block	2011
Census Tract	11602

Owner

Source: Berks County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 CLEARFIELD LN, READING, PA 19608-9100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed, Transfer SIGNATURE ABSTRACT
Dec 26, 2023	Deed of Trust, Mortgage · Line of Credit MID PENN BANK
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA
Mar 12, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Feb 5, 2010 · Amount on Record
Deed Document Number	202632874
Prior Transfer Date	Jan 29, 2010
Prior Transfer Doc	0000004787
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Sep 30, 2026
Property Address	130 CLEARFIELD LN, READING, PA 19608-9100
Document Number	0000032874
Instrument Date	Sep 30, 2026
Instrument	202632874
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$790,325.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 CLEARFIELD LN, READING, PA 19608-9100

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	130 CLEARFIELD LN, SINKING SPRING, PA 19608-9100
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 CLEARFIELD LN, SINKING SPRING, PA 19608-9100

Mortgage

Document Number	0000037907
Date	Dec 26, 2023
Instrument	2023037907

Lender

Name	MID PENN BANK
Type	Bank
Address	READING, PA 19610

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	130 CLEARFIELD LN, SINKING SPRING, PA 19608-9100
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	SENTRY ABSTRACT COMPANY, SENTRY ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025872
Date	May 24, 2021
Instrument	2021025872

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	130 CLEARFIELD LN, SINKING SPRING, PA 19608-9100
Document Number	0000010950
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 CLEARFIELD LN SINKING SPRING PA 196089100, SINKING SPRING, PA 19608-9100

Mortgage

Document Number	0000010950
Date	Mar 31, 2020
Instrument	10950

Lender

Name	TRUIST BK
Address	WINSTON SALEM, NC 27101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 30, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Cumru Township
Unified School District	Governor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,230.00 (+24.86%)	$112,300 (-) Land $55,100 Building $57,200	$55,100 (-50.93%) Land $55,100
2024	$1,786.00	$112,300 Land $55,100 Building $57,200
1994			$112,300 Land $55,100 Building $57,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Service Electric Cable TV.

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