Jackson County property record for 130 Chub Rd, Sylva, NC 28779 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,110 sqft · built 2004 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $467,000 (Jan 2025) |
| Tax Bill | $1,763 (2025) |
| Deeds & Mortgages | Mar 2023 Sale Jan 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7661-44-9083 |
| Primary APN | 7661-44-9083 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,110 sqft Heated Area |
| 1st Floor Area | 918 sqft |
| Upper Floors Area | 192 sqft |
| Basement Area | 918 sqft |
| Unfinished Basement | 918 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Wood Truss |
| Roof Material | Asphalt |
| Lot Area | 174,240 sqft (4 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 204 sqft |
| Deck Area | 18 sqft |
| Patio Area | 678 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Street Address | 130 CHUB RD |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779-9380 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 14 CHESTNUT RIDGE |
| Legal Subdivision | CHESTNUT RIDGE |
| Legal Lot Number | 14 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | SCOTT CREEK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 950700 |
Source: Jackson County records · APN 7661-44-9083
Assessment roll updated August 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 130 CHUB RD, SYLVA, NC 28779-9380 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2023 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Jan 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Jul 25, 2017 | Warranty Deed, Transfer · Conventional with PMI NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 17, 2025 · Amount on Record |
| Deed Sale | Jan 17, 2025 · Amount on Record |
| Prior Sale | Mar 29, 2023 · Amount on Record |
| Deed Document Number | 2025 |
| Deed Book / Page | 2391 / 533 |
| Prior Transfer Date | Jul 25, 2017 |
| Prior Transfer Doc | 0021930291 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Mar 29, 2023 |
| Property Address | 130 CHUB RD, SYLVA, NC 28779-9380 |
| Document Number | 0023531245 |
| Book / Page | 2353 / 1245 |
| Instrument Date | Mar 29, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 74 S LAKE DR, ELLIJAY, GA 30536 |
| Name | Verified Name |
|---|---|
| Address | 130 CHUB RD, SYLVA, NC 28779-9380 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 130 CHUB RD, SYLVA, NC 28779-9380 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0023491108 |
|---|---|
| Date | Jan 10, 2023 |
| Book Page | 2349/1108 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Jul 25, 2017 |
| Property Address | 130 CHUB RD, SYLVA, NC 28779-9380 |
| Document Number | 0021930288 |
| Book / Page | 002193 / 000288 |
| Instrument Date | Jul 25, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $196.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 130 CHUB RD SYLVA NC 287799380, SYLVA, NC 28779-9380 |
| Document Number | 21930291 |
|---|---|
| Date | Jul 25, 2017 |
| Book Page | 002193/000291 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2047 |
Source: Jackson County records · Assessment roll updated August 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,763.00 (+89.37%) | $464,054 (+89.31%) Land $50,360 Building $413,694 |
| 2023 | $931.00 | $245,130 Land $64,150 Building $180,980 |
Source: FEMA National Flood Hazard Layer, Jackson County (37099C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370999507001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Nearby Flood Policies | 9 in force 4 of 9 on primary residences |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Wildfire Risk | Moderate above 49% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,031 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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