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130 Chipley Ave, Pensacola, FL 32503 Property Records

Escambia County property record for 130 Chipley Ave, Pensacola, FL 32503

Property Summary

Property TypeMulti-Family Dwellings
Details3 ba · 2,716 sqft · built 1962
Lot Size0.257 acres (11,173 sqft)
OwnerIndividual Name on File
Tax Bill$3,373 (2025)
Deeds & MortgagesJun 2018 Mortgage
Jan 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-2S-29-5905-019-006

Property Details

APN / Parcel Number

Primary APN05-2S-29-5905-019-006
Alternative APNs
  • 013043000
  • 13043000

Interior

Full Baths3 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,716 sqft Living Area
1st Floor Area2,716 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1968
Architectural StyleMulti-Family
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,173 sqft (0.257 acres)
Garage TypeCarport
Garage Area336 sqft
CarportCarport
Carport Area336 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area90 sqft
Patio Area422 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number13043000
Street Address130 CHIPLEY AVE
CityPENSACOLA
StateFL
Zip32503-6338
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeR-1AA
Legal DescriptionLTS 19 20 21 BLK 6 & 1/2 OF ALLEY ADJOINING LTS ON NORTH ORD # 44-82 EAST PENSACOLA PLAT DB 77 P 520 OR 7360 P 1342 OR 7684 P 1639 OR 7839 P 738 CA 1
Legal Range29W
Legal Township02S
Legal Section05
Legal SubdivisionEAST PENSACOLA PLAT
Legal Block6,1
Legal Lot Number19
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group1
Census Block1016
Census Tract1002

Owner

130 Chipley Ave, a residential property, is owned and occupied by an individual who acquired it in March 2017.

Source: Escambia County records, as of August 12, 2026

Owner of RecordIndividual Name on File
Mailing Address130 CHIPLEY AVE, PENSACOLA, FL 32503-6338
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Jan 18, 2018Quit Claim Deed, Transfer · Conventional Mortgage
FIRST DIRECT LNDG
Mar 24, 2017Quit Claim Deed, Transfer · FHA Mortgage
FIRST DIRECT LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 24, 2017
Deed SaleMar 24, 2017
Prior SaleJun 16, 2015 · Amount on File
Deed Document Number201721241
Deed Book / Page7684 / 1639
Prior Transfer DateMar 11, 2017
Prior Transfer Doc0076841639
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address130 CHIPLEY AVE, PENSACOLA, FL 32503-6338
Document Number0079461023
Instrument DateJun 23, 2018
Transaction TypeMortgage
Record UpdatedAug 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address130 CHIPLEY AVE PENSACOLA FL 325036338, PENSACOLA, FL 32503-6338

Mortgage

Document Number0079461023
DateAug 9, 2018
Book Page007946/001023
Instrument62584
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueAug 8, 2038

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionESCAMBIA FL
Recording DateJan 18, 2018
Property Address130 CHIPLEY AVE, PENSACOLA, FL 32503-6338
Document Number0078390738
Book / Page007839 / 000738
Instrument DateJan 10, 2018
Instrument3958
Transaction TypeTransfer
Record UpdatedJan 23, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 CHIPLEY AVE PENSACOLA FL 325036338, PENSACOLA, FL 32503-6338

Mortgage

Document Number78390741
DateJan 18, 2018
Book Page007839/000741
Instrument3959
Lender
NameFIRST DIRECT LNDG
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 17, 2048

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionESCAMBIA FL
Recording DateMar 24, 2017
Property Address130 CHIPLEY AVE, PENSACOLA, FL 32503-6338
Document Number0076841639
Book / Page007684 / 001639
Instrument DateMar 11, 2017
Instrument21241
Transaction TypeTransfer
Record UpdatedApr 12, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 CHIPLEY AVE PENSACOLA FL 325036338, PENSACOLA, FL 32503-6338

Mortgage

Document Number76841642
DateMar 24, 2017
Book Page007684/001642
Instrument21242
Lender
NameFIRST DIRECT LNDG
AddressIRVINE, CA 92618
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 130 Chipley Ave was $3,373 with a homeowner's exemption, up 6.2% from the year before.

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
MunicipalityPensacola City
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,373.00 (+6.24%) Homeowner's exemption$232,269$412,864 Land $168,750 Building $244,114
2024$3,175.00 (+3.08%)
2023$3,080.00 (+2.77%) Homeowner's exemption$219,150 (+3%)$403,917 (+6.68%) Land $168,750 Building $235,167
2022$2,997.00 Homeowner's exemption$212,767$378,637 Land $168,750 Building $209,887

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 Chipley Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 36 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies45 units insured
incl. 9 condo units
Nearby Flood Claims43 (1979–2021)
Claims Outside the SFHA17 of 43
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Hurricane Frances, Sep 2004 · 15 claims
  • Hurricane Georges, Sep 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Chipley Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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