130 Cherry St, Wenham, MA 01984 Property Records

Essex County and Wenham Town property record for 130 Cherry St, Wenham, MA 01984

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,876 sqft · built 1870
Lot Size	1 acres (43,560 sqft)
Owner	2 Trust Names on File
Last Sale	$544,500 (Jan 2013)
Tax Bill	$14,963 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:17 L:14-A`

Property Details

APN / Parcel Number

Primary APN	`M:17 L:14-A`
Alternative APNs	`WENH M:17 L:14A` `620`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,876 sqft Living Area
Gross Area	6,300 sqft
Basement Area	1,509 sqft
Unfinished Basement	1,509 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	620
Street Address	130 CHERRY ST
City	WENHAM
State	MA
Zip	01984-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	14A
Jurisdiction	WENHAM MA
Township / Civil Division	WENHAM
Census Block Group	2
Census Block	2001
Census Tract	216100

Owner

130 Cherry St is owner-occupied and held in a trust since January 2013.

Source: Essex County and Wenham Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	130 CHERRY ST, WENHAM, MA 01984-1119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SAVINGS BANK
Nov 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2013 · Amount on File
Deed Sale	Jan 9, 2013 · Amount on File
Prior Sale	Oct 29, 1999 · Amount on File
Deed Book / Page	32100 / 531
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WENHAM MA
Property Address	130 CHERRY ST, WENHAM, MA 01984-1119
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043158-136
Date	Dec 31, 2025
Book Page	43158/136
Instrument	20251231000280

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WENHAM MA
Property Address	130 CHERRY ST, WENHAM, MA 01984-1119
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041304-62
Date	Nov 16, 2022
Book Page	41304/62
Instrument	20221116000810

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 130 Cherry St was $14,963, down 4% from the year before.

Source: Essex County and Wenham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Wenham Town
Unified School District	Hamilton-Wenham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,963.00 (-3.98%)	$935,800 (-6.68%) Land $515,300 Building $391,100	$1,271,022 (+14.19%)
2025	$15,584.00	$1,002,800 Land $558,100 Building $444,700	$1,113,115
2023	$14,860.00	$856,500 Land $538,400 Building $318,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 Cherry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WENHAM WATER DEPT. serves 3,942 people · EPA ID MA3320000
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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