130 Charlotte Pl, Duluth, MN 55803 Property Records

St. Louis County property record for 130 Charlotte Pl, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	4 bd · 2.5 ba · 1,248 sqft · built 1964
Lot Size	0.39 acres (17,007 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Apr 2007)
Tax Bill	$5,788 (2026)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`010-0320-00200`

Property Details

APN / Parcel Number

Primary APN	`010-0320-00200`
Alternative APN	`845342`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,248 sqft Gross Area
1st Floor Area	1,248 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1995
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	17,007 sqft (0.39 acres)
Garage Area	288 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	40 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	845342
Street Address	130 CHARLOTTE PL
City	DULUTH
State	MN
Zip	55803-2556
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOTS 4 AND 5 SERIAL #
Legal Subdivision	BROOKLINE
Legal Block	2
Legal Lot Number	4-5
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3015
Census Tract	500

Owner

Source: St. Louis County records · APN 010-0320-00200

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	130 CHARLOTTE PL, DULUTH, MN 55803-2556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 17, 2007 · Amount on Record
Deed Sale	Apr 17, 2007 · Amount on Record
Prior Sale	Feb 18, 2005 · Amount on Record
Deed Document Number	2007835267
Prior Transfer Date	Aug 20, 2004
Prior Transfer Doc	0000786891
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	130 CHARLOTTE PL, DULUTH, MN 55803-2515
Document Number	00T1024219
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	130 CHARLOTTE PL DULUTH MN 558032515, DULUTH, MN 55803-2515

Mortgage

Document Number	00T1024219
Date	Jun 05, 2020
Instrument	T1024219

Lender

Name	SERVION INC
Address	NEW BRIGHTON, MN 55112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 04, 2040

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,788.00 (+4.59%) Homeowner's exemption
2025	$5,534.00 (+12.43%) Homeowner's exemption	$416,400 (+6.36%) Land $96,200 Building $320,200	$416,400 (+6.36%) Land $96,200 Building $320,200
2024	$4,922.00	$391,500 (+28.57%) Land $89,500 Building $302,000	$391,500 (+28.57%) Land $89,500 Building $302,000
2022		$304,500 Land $49,000 Building $255,500	$304,500 Land $49,000 Building $255,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.