130 Cedar Oak Dr, Decatur, TX 76234 Property Records

Wise County property record for 130 Cedar Oak Dr, Decatur, TX 76234

Property Summary

Property TypeRural Home
Details2.5 ba · 2,579 sqft · built 2021
Lot Size6.34 acres (276,432 sqft)
Owner2 Individual Names on File
Tax Bill$4,646 (2025)
Deeds & MortgagesJul 2022 Second Mortgage
Jul 2022 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APNR2162.0105.00

Property Details

APN / Parcel Number

Primary APNR2162.0105.00
Alternative APNs
  • 000000797724
  • R002192645
  • 797724

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,579 sqft Living Area
Gross Area3,203 sqft
1st Floor Area2,579 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area276,432 sqft
View / LotRural
Garage TypeAttached
Garage Area624 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR002192645
Street Address130 CEDAR OAK DR
CityDECATUR
StateTX
Zip76234-2068
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionLOT 5 BLK 1 OLD DECATUR ESTATES
Legal SubdivisionOLD DECATUR ESTATES
Legal Block1
Legal Lot Number5
JurisdictionWISE TX
Township / Civil DivisionDECATUR
Census Block Group2
Census Block2001
Census Tract150202

Owner

Source: Wise County assessment roll, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address130 CEDAR OAK DR, DECATUR, TX 76234-2068
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 5, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PILGRIM BANK
Jul 5, 2022Deed of Trust, Mortgage · Construction Mortgage
PILGRIM BANK
Jul 18, 2022Deed of Trust, Mortgage · Stand-Alone First Mortgage
PILGRIM BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWISE TX
Property Address130 CEDAR OAK DR, DECATUR, TX 76234-2068
Transaction TypeMortgage
Record UpdatedOct 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address8321 FLAT ROCK CT, NORTH RICHLAND HILLS, TX 76182-8472

Mortgage

Document Number0202210990
DateJul 5, 2022
Instrument202210990
Lender
NamePILGRIM BANK
TypeBank
AddressDECATUR, TX 76234
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWISE TX
Property Address130 CEDAR OAK DR, DECATUR, TX 76234-2068
Transaction TypeMortgage
Record UpdatedOct 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address8321 FLAT ROCK CT, NORTH RICHLAND HILLS, TX 76182-8472

Mortgage

Document Number0202210991
DateJul 5, 2022
Instrument202210991
Lender
NamePILGRIM BANK
TypeBank
AddressDECATUR, TX 76234
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term3 Months
DueOct 22, 2022

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWISE TX
Property Address130 CEDAR OAK DR, DECATUR, TX 76234-2068
Transaction TypeMortgage
Record UpdatedOct 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 CEDAR OAK DR, DECATUR, TX 76234-2068

Mortgage

Document Number0202211777
DateJul 18, 2022
Instrument202211777
Lender
NamePILGRIM BANK
TypeBank
AddressDECATUR, TX 76234
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term241 Months
DueAug 1, 2042

Tax Assessment & Valuation

Source: Wise County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateTexas
CountyWise County
Unified School DistrictDecatur Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$531,516 (-6.11%) Land $37,079 Building $494,437$727,943 (-4.53%) Land $233,506 Building $494,437
2025$4,646.00 (-19.83%) Homeowner's exemption Senior Citizen's exemption$566,084 (+15.63%) Land $37,106 Building $528,978$762,484 (+6.41%) Land $233,506 Building $528,978
2024$5,795.00 (+115,8%)
2023$489,577$716,537
2021$5.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 63% of Texas
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AMG Technology Investment Group
Fixed Wireless
500 / 100
Starlink
Satellite
280 / 30

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