Shelby County property record for 130 Cedar Cove Dr, Pelham, AL 35124
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,493 sqft · built 1988 |
| Lot Size | 0.577 acres (25,134 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $420,000 (May 2026) |
| Tax Bill | $2,523 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 131114003004044 |
| Primary APN | 131114003004044 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,493 sqft Heated Area |
| 1st Floor Area | 1,076 sqft |
| Upper Floors Area | 1,064 sqft |
| Basement Area | 560 sqft |
| Finished Basement | 504 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 25,134 sqft (0.577 acres) |
| Lot Dimensions | 251 ft deep x 100 ft wide |
| Garage Type | Basement |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 648 sqft |
| Porch | Patio |
| Gazebo | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 130 CEDAR COVE DR |
|---|---|
| City | PELHAM |
| State | AL |
| Zip | 35124-1658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 11 20S 03W NBRHD: 08 CAHABA VALLEY R-2 |
| Legal Range | 03W |
| Legal Township | 20S |
| Legal Section | 11 |
| Legal Subdivision | CEDAR COVE PHASE 3 |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 30316 |
Source: Shelby County records, as of June 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 130 CEDAR COVE DR, PELHAM, AL 35124-1658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Apr 20, 2022 | Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC |
| Jun 18, 2019 | Deed of Trust, Mortgage · Line of Credit AVADIAN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Prior Sale | Apr 20, 2022 · Amount on Record |
| Deed Document Number | 2026163500 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | May 27, 2026 |
| Property Address | 130 CEDAR COVE DR, PELHAM, AL 35124-1658 |
| Document Number | 0000163500 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026163500 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42,420.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 130 CEDAR COVE DR, PELHAM, AL 35124-1658 |
| Document Number | 0000163510, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 2026163510 |
| Name | PRESIDENTIAL BANK FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Apr 20, 2022 |
| Property Address | 130 CEDAR COVE DR, PELHAM, AL 35124-1658 |
| Document Number | 0000162600 |
| Map Reference | MB 10 PG 34 |
| Instrument Date | Apr 20, 2022 |
| Instrument | 20220420000162600 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 490 COUNTRY LAKE DR, MCDONOUGH, GA 30252-2683 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 130 CEDAR COVE DR, PELHAM, AL 35124-1658 |
| Document Number | 0000162610 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | 20220420000162610 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 130 CEDAR COVE DR, PELHAM, AL 35124-1658 |
| Document Number | 0000252190 |
| Instrument Date | Jun 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 130 CEDAR COVE DR PELHAM AL 351241658, PELHAM, AL 35124-1658 |
| Document Number | 0000252190 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | 252190 |
| Name | AVADIAN CU |
|---|---|
| Address | HOOVER, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 15, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Municipality | Pelham City |
| Unified School District | Pelham City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,523.00 (+17.57%) | $43,500 (+15.32%) | $434,890 (+15.34%) Land $75,000 Building $359,890 |
| 2023 | $2,146.00 (+21.52%) | $37,720 (+21.05%) | $377,050 (+21.03%) Land $70,000 Building $307,050 |
| 2022 | $1,766.00 | $31,160 | $311,540 Land $70,000 Building $241,540 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 76 (1979–2021) |
| Claims Outside the SFHA | 12 of 76 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PELHAM serves 38,703 people · EPA ID AL0001163 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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