130 Cardiff Ave, Kalispell, MT 59901 Property Records

Flathead County property record for 130 Cardiff Ave, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,332 sqft · built 1977
Lot Size	0.595 acres (25,918 sqft)
Owner	Trust Name on File
Last Sale	$396,900 (Feb 2021)
Tax Bill	$2,857 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0754917`

Property Details

APN / Parcel Number

Primary APN	`R0754917`
Alternative APNs	`07-3966-05-2-08-01-0000` `0000117874`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft
Basement Area	1,248 sqft
Finished Basement	1,248 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,918 sqft (0.595 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	456 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000117874
Street Address	130 CARDIFF AVE
City	KALISPELL
State	MT
Zip	59901-2706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST EST UNIT 5, S05, T28 N, R21 W, LOT 076, HILLCREST EST UNIT 5 LOT 76
Legal Range	21W
Legal Township	28N
Legal Section	05
Legal Subdivision	HILLCREST EST UNIT 5
Legal Lot Number	76
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2021
Census Tract	801

Owner

130 Cardiff Ave is held in a trust since February 2021.

Source: Flathead County records, as of September 11, 2026

Owner of Record	Trust Name on File
Mailing Address	130 CARDIFF AVE, KALISPELL, MT 59901-2706
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
Mar 10, 2021	Intrafamily Transfer, Transfer
Feb 16, 2021	Warranty Deed, Transfer · Conventional Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2021 · Amount on File
Deed Sale	Feb 16, 2021 · Amount on File
Prior Sale	Mar 9, 2016 · Amount on File
Deed Document Number	20215322
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	130 CARDIFF AVE, KALISPELL, MT 59901-2706
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000003345
Date	Feb 5, 2020
Instrument	202000003345

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 20, 2040

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Mar 10, 2021
Property Address	130 CARDIFF AVE, KALISPELL, MT 59901-2706
Document Number	202100008189
Instrument Date	Feb 16, 2021
Instrument	202100008189
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	130 CARDIFF AVE, KALISPELL, MT 59901-2706
Investor	Possibly a Property Investor

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Feb 16, 2021
Property Address	130 CARDIFF AVE, KALISPELL, MT 59901-2706
Document Number	202100005322
Instrument Date	Feb 12, 2021
Instrument	202100005322
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	130 CARDIFF AVE, KALISPELL, MT 59901-2706

Mortgage

Document Number	202100005323
Date	Feb 16, 2021
Instrument	202100005323

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 130 Cardiff Ave was $2,857.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,857.00	$613,300
2025			$613,300 Land $242,712 Building $370,588
2023	$4,197.00	$471,500	$471,500 Land $178,346 Building $293,154

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 Cardiff Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Cardiff Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLATHEAD COUNTY WATER AND SEWER serves 9,520 people · EPA ID MT0001744
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: MontanaSky Networks.

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