Erath County property record for 130 Bear Holw, Stephenville, TX 76401
| Property Type | Single Family Home |
|---|---|
| Details | 1,568 sqft · built 2021 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $83,200 (Jun 2021) |
| Tax Bill | $5,340 (2026) |
| Deeds & Mortgages | Oct 2020 Construction Loan Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R000075375 |
| Primary APN | R000075375 |
|---|---|
| Alternative APN |
|
| Building Area | 1,568 sqft Living Area |
|---|---|
| 1st Floor Area | 1,568 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Account Number | R.4067.01130.00.0 |
|---|---|
| Street Address | 130 BEAR HOLW |
| City | STEPHENVILLE |
| State | TX |
| Zip | 76401-1788 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S4067 ELK RIDGE ESTATES; PHASE III; BLOCK 6; LOT 9 |
| Legal Subdivision | ELK RIDGE ESTATES |
| Legal Phase | III |
| Legal Block | 6 |
| Legal Lot Number | 9 |
| Jurisdiction | ERATH TX |
| Township / Civil Division | STEPHENVILLE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950203 |
130 Bear Holw is owned and occupied by two individuals who bought it in June 2021.
Source: Erath County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 130 BEAR HOLW, STEPHENVILLE, TX 76401-1788 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2020 | Deed of Trust, Mortgage · Construction Mortgage INTERBANK |
| Jun 10, 2021 | Vendor's Lien, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2021 · Amount on File |
| Deed Sale | Jun 10, 2021 · Amount on File |
| Deed Document Number | 20214438 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERATH TX |
| Property Address | 130 BEAR HOLW, STEPHENVILLE, TX 76401-1788 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Title Company | CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 886 MIMOSA CT, STEPHENVILLE, TX 76401-2016 |
| Document Number | 0202005949 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 2020-05949 |
| Name | INTERBANK |
|---|---|
| Type | Bank |
| Address | STEPHENVILLE, TX 76401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ERATH TX |
| Recording Date | Jun 10, 2021 |
| Property Address | 130 BEAR HOLW, STEPHENVILLE, TX 76401-1788 |
| Document Number | 0202104438 |
| Map Reference | CAB B SL 159A |
| Instrument Date | Jun 10, 2021 |
| Instrument | 2021-04438 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 130 BEAR HOLW, STEPHENVILLE, TX 76401-1788 |
| Document Number | 0202104439 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 2021-04439 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2026 property tax bill for 130 Bear Holw was $5,340 with exemptions applied, up 201% from the year before.
Source: Erath County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Erath County |
| Municipality | Stephenville City |
| Unified School District | Stephenville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,340.00 (+201.01%) | $318,890 (-) Land $45,000 Building $273,890 | $318,890 (-) Land $45,000 Building $273,890 |
| 2025 | $1,774.00 Disabled Person's exemption Senior Citizen's exemption | $318,890 Land $45,000 Building $273,890 | $318,890 Land $45,000 Building $273,890 |
| 2023 | $2,106.00 (-29.59%) Senior Citizen's exemption | $277,060 Land $45,000 Building $232,060 | $277,060 Land $45,000 Building $232,060 |
| 2022 | $2,991.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 130 Bear Holw in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | May 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 130 Bear Holw is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 72% of Texas |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STEPHENVILLE serves 23,110 people · EPA ID TX0720002 |
|---|---|
| Water Source | Purchased surface water from UPPER LEON RIVER MWD |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Electric Cooperative Services Fiber | 1,000 / 1,000 |
| Brightspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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