130 Beach Dr, Eclectic, AL 36024 Property Records

Elmore County property record for 130 Beach Dr, Eclectic, AL 36024

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,212 sqft · built 1970
Lot Size	0.114 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Feb 2026)
Tax Bill	$166 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-05-21-3-002-002.000`

Property Details

APN / Parcel Number

Primary APN	`07-05-21-3-002-002.000`
Alternative APN	`13900`

Interior

Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
1st Floor Area	1,212 sqft
Flooring	Tile
Interior Walls	Paneling

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2006
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	160 sqft
Carport	Carport
Carport Area	160 sqft
Porch	Patio
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	130 BEACH DR
City	ECLECTIC
State	AL
Zip	36024-4522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLK 7 KOWALIGA BAY ESTATES #1 3-162
Legal Range	21E
Legal Township	20N
Legal Section	21
Legal Subdivision	ESTATES
Legal Block	7
Legal Lot Number	16
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	1
Census Block	1015
Census Tract	30300

Owner

Source: Elmore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 BEACH DR, ECLECTIC, AL 36024-4522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN CU
Feb 16, 2021	Warranty Deed, Transfer
Dec 30, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Prior Sale	Feb 16, 2021 · Amount on Record
Deed Book / Page	2026 / 10621
Prior Transfer Date	Dec 31, 2015
Prior Transfer Doc	2015/59739
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	130 BEACH DR, ECLECTIC, AL 36024-4522
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 OVERBROOK ST, PIKE ROAD, AL 36064-3069

Mortgage

Document Number	2026/10625
Date	Feb 25, 2026
Book Page	2026/10625

Lender

Name	GUARDIAN CU
Type	Credit Union
Address	MONTGOMERY, AL 36104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Mar 1, 2031
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	Prime Rate
Max Rate	12.2%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Feb 16, 2021
Property Address	130 BEACH DR, ECLECTIC, AL 36024-4522
Document Number	2021/13482
Book / Page	2021 / 13482
Map Reference	MB 3 PG 162
Instrument Date	Feb 15, 2021
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	660 COVE DR, 660, ECLECTIC, AL 36024-4547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3645 HONEYSUCKLE RD, MONTGOMERY, AL 36109-2845

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Dec 30, 2019
Property Address	130 BEACH DR, ECLECTIC, AL 36024-4522
Document Number	2019/69958
Book / Page	2019 / 69958
Map Reference	MB 3 PG 162&163
Instrument Date	Dec 17, 2019
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 W 4TH ST, PRATTVILLE, AL 36067-2831

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$166.00 Homeowner's exemption Senior Citizen's exemption
2025	$166.00 (+0.61%) Homeowner's exemption Senior Citizen's exemption	$7,200 (+0.28%)	$71,850 (+0.28%) Land $2,500 Building $69,350
2024	$165.00 Homeowner's exemption Senior Citizen's exemption	$7,180 (+0.21%)	$71,650 (-) Land $2,500 Building $69,150
2023	$165.00 (+25.95%)	$7,165 (+35.47%) Land $250 Building $6,915	$71,650 (+35.47%) Land $2,500 Building $69,150
2022	$131.00	$5,289 Land $250 Building $5,039	$52,890 Land $2,500 Building $50,390

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 72% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	2,000 / 2,000
Windstream DSL	200 / 20

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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