130 Balboa Loop, Kelso, WA 98626 Property Records

Cowlitz County property record for 130 Balboa Loop, Kelso, WA 98626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,205 sqft · built 1999
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (May 2019)
Tax Bill	$4,796 (2025)
Deeds & Mortgages	May 2022 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`R048035`

Property Details

APN / Parcel Number

Primary APN	`R048035`
Alternative APNs	`631741007` `3048035`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,205 sqft Living Area
Gross Area	1,605 sqft
1st Floor Area	1,205 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	3048035
Street Address	130 BALBOA LOOP
City	KELSO
State	WA
Zip	98626-1874
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR0
Legal Description	9 (ALOHA PARK WEST 5 PHASE 2) -1 -6 14 -8N -2W
Legal Range	02W
Legal Township	08N
Legal Section	14
Legal Subdivision	ALOHA PARK WEST 5 PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	6
Jurisdiction	COWLITZ WA
Township / Civil Division	LONGVIEW-KELSO
Census Block Group	3
Census Block	3004
Census Tract	901

Owner

Source: Cowlitz County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	130 BALBOA LOOP, KELSO, WA 98626-1874
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Line of Credit FIBRE FCU
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIBRE FCU
May 13, 2019	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2019 · Amount on Record
Deed Sale	May 13, 2019 · Amount on Record
Deed Document Number	20193616145
Prior Transfer Date	Feb 26, 2015
Prior Transfer Doc	0003519313
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	130 BALBOA LOOP, KELSO, WA 98626-1874
Transaction Type	Mortgage
Record Updated	May 23, 2022
Title Company	COWLITZ COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003714262
Date	May 9, 2022
Instrument	3714262

Lender

Name	FIBRE FCU
Type	Credit Union
Address	LONGVIEW, WA 98632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	130 BALBOA LOOP, KELSO, WA 98626-1874
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COWLITZ COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003654932
Date	Aug 31, 2020
Instrument	3654932

Lender

Name	FIBRE FCU
Type	Credit Union
Address	LONGVIEW, WA 98632

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	May 13, 2019
Property Address	130 BALBOA LOOP, KELSO, WA 98626-1874
Document Number	0003616145
Map Reference	VOL 13 PG 8
Instrument Date	May 10, 2019
Instrument	3616145
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	STEWART TITLE COWLITZ COUNTY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 BALBOA LOOP, KELSO, WA 98626-1874

Mortgage

Document Number	0003616146
Date	May 13, 2019
Instrument	3616146

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Mortgage

Document Number	0003616147
Date	May 13, 2019
Instrument	3616147

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Unified School District	Kelso School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,796.00 (+5.29%)	$345,810 (+3.27%) Land $53,250 Building $292,560	$345,810 (+3.27%) Land $53,250 Building $292,560
2023	$4,555.00
2022		$334,860 Land $53,250 Building $281,610	$334,860 Land $53,250 Building $281,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEACON HILL WATER & SEWER DISTRICT serves 11,969 people · EPA ID WA5315650
Water Source	Purchased groundwater from LONGVIEW WATER DEPARTMENT
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

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