130 Arcadia Dr, Grass Valley, CA 95945 Property Records

Nevada County property record for 130 Arcadia Dr, Grass Valley, CA 95945

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,380 sqft · built 1979
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (May 2022)
Tax Bill	$5,154 (2025)
Deeds & Mortgages	May 2022 Sale & Reverse Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`008-780-016-000`

Property Details

APN / Parcel Number

Primary APN	`008-780-016-000`
Alternative APN	`08-780-16-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Traditional
Lot Area	7,841 sqft (0.18 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	08-780-16-000
Street Address	130 ARCADIA DR
City	GRASS VALLEY
State	CA
Zip	95945-5616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 CYPRESS HILL UNIT #1
Legal Subdivision	CYPRESS HILL UNIT #1
Legal Lot Number	23
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	4
Census Block	4001
Census Tract	504

Owner

Source: Nevada County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 ARCADIA DR, GRASS VALLEY, CA 95945-5616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Grant Deed, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Apr 30, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Mar 31, 2017	Gift Deed, Transfer · FHA Mortgage FIDELITY NATL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Prior Sale	Mar 31, 2017
Deed Document Number	202211292
Prior Transfer Date	Apr 25, 2019
Prior Transfer Doc	0000007877
Record Updated	Oct 29, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	May 25, 2022
Property Address	130 ARCADIA DR, GRASS VALLEY, CA 95945-5616
Document Number	0000011292
Map Reference	MB 5 PG 54
Instrument Date	May 20, 2022
Instrument	20220011292
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	130 ARCADIA DR, GRASS VALLEY, CA 95945-5616

Mortgage

Document Number	0000011293
Date	May 25, 2022
Instrument	20220011293

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	833 Months
Due	Oct 11, 2091

Interest

Rate Type	Adjustable Rate
Rate	4.36%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.36%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	130 ARCADIA DR, GRASS VALLEY, CA 95945-5616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 ARCADIA DR, GRASS VALLEY, CA 95945-5616

Mortgage

Document Number	0000032881
Date	Nov 30, 2020
Instrument	20200032881

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Apr 30, 2019
Property Address	130 ARCADIA DR, GRASS VALLEY, CA 95945-5616
Document Number	0000007877
Map Reference	MB 5 PG 54
Instrument Date	Apr 25, 2019
Instrument	20190007877
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	130 ARCADIA DR, GRASS VALLEY, CA 95945-5616

Mortgage

Document Number	0000007878
Date	Apr 30, 2019
Instrument	20190007878

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

March 2017: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	NEVADA CA
Recording Date	Mar 31, 2017
Property Address	130 ARCADIA DR, GRASS VALLEY, CA 95945-5616
Document Number	0000006960
Map Reference	MB 5 PG 54
Instrument Date	Mar 27, 2017
Instrument	20170006960
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	FIDELITY NATL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	130 ARCADIA DR, GRASS VALLEY, CA 95945-5616

Mortgage

Document Number	, 20170006961
Date	Mar 31, 2017
Instrument	20170006961

Lender

Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Grass Valley City
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$484,000 (+1.98%) Land $97,700 Building $386,300
2025	$5,154.00 (+58.93%) Veteran's exemption	$474,606 (+2%) Land $95,880 Building $378,726
2024	$3,243.00 (-2.32%)
2023	$3,320.00 (+10.96%) Disabled Person's exemption Veteran's exemption	$465,300 Land $94,000 Building $371,300	$401,220
2022	$2,992.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - E. GEORGE, BANNER MOUNTAIN serves 17,154 people · EPA ID CA2910004
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, DigitalPath.

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