130 Allgate Rd, Owings Mills, MD 21117 Property Records

Baltimore County property record for 130 Allgate Rd, Owings Mills, MD 21117

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,872 sqft · built 1957
Lot Size	0.457 acres (19,909 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,575 (2024)
Deeds & Mortgages	Apr 2026 Sale Nov 2022 Mortgage + 1 more
APN	`04-0408055600`

Property Details

APN / Parcel Number

Primary APN	`04-0408055600`
Alternative APNs	`40408055600` `0408055600`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	1,476 sqft
Basement Area	396 sqft
Finished Basement	396 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	19,909 sqft (0.457 acres)
Lot Dimensions	152 ft deep x 190 ft wide
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0408055600
Street Address	130 ALLGATE RD
City	OWINGS MILLS
State	MD
Zip	21117-3426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOLLGATE
Legal Subdivision	TOLLGATE
Legal Block	L
Legal Lot Number	1
Jurisdiction	BALTIMORE MD
Township / Civil Division	4
Census Block Group	3
Census Block	3009
Census Tract	404102

Owner

Source: Baltimore County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 ALLGATE RD, OWINGS MILLS, MD 21117-3426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed, Transfer VENUS TITLE
Nov 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 2, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 9, 2026
Transfer Doc	5119000209
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Apr 14, 2026
Property Address	130 ALLGATE RD, OWINGS MILLS, MD 21117-3426
Document Number	5119000209
Book / Page	51198 / 209
Instrument Date	Mar 9, 2026
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	VENUS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	130 ALLGATE RD, OWINGS MILLS, MD 21117-3426

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	130 ALLGATE RD, OWINGS MILLS, MD 21117-3426
Transaction Type	Mortgage
Record Updated	Dec 1, 2022
Title Company	VENUS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0475480483
Date	Nov 21, 2022
Book Page	47548/483

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2042

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	130 ALLGATE RD, OWINGS MILLS, MD 21117-3426
Document Number	0427200001
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 ALLGATE RD OWINGS MILLS MD 211173426, OWINGS MILLS, MD 21117-3426

Mortgage

Document Number	0427200001
Date	Apr 20, 2020
Book Page	042720/000001

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$259,033 (+12.31%)	$305,100 (+29.28%) Land $118,900 Building $186,200
2024	$1,575.00 (-5.8%)
2023	$1,672.00 Homeowner's exemption	$230,633	$236,000 Land $53,900 Building $182,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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