130 Academy St, Fort Mill, SC 29715 Property Records

York County property record for 130 Academy St, Fort Mill, SC 29715

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,188 sqft
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on File
Last Sale	$108,000 (Sep 2013)
Tax Bill	$1,233 (2025)
Deeds & Mortgages	Apr 2021 Second Mortgage May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-06-01-041`

Property Details

APN / Parcel Number

Primary APN	`020-06-01-041`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,188 sqft Living Area
Gross Area	1,373 sqft
1st Floor Area	1,188 sqft

Exterior

Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Lot Area	11,250 sqft (0.258 acres)
Deck Area	145 sqft
Patio Area	185 sqft

Location & Zoning

Street Address	130 ACADEMY ST
City	FORT MILL
State	SC
Zip	29715-1838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACADEMY
Legal Subdivision	SECTION 6 OF TEGA CAY
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	2
Census Block	2013
Census Tract	61103

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Nation Ford Road listed 2007 · 5 contributing resources · NRIS 00000593

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

130 Academy St is owned and occupied by an individual who bought it in September 2013.

Source: York County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	130 ACADEMY ST, FORT MILL, SC 29715-1838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FOUNDERS FCU
May 6, 2022	Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU
May 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2013 · Amount on File
Deed Sale	Sep 18, 2013 · Amount on File
Prior Sale	Jul 26, 2004 · Amount on File
Deed Document Number	2013232854
Deed Book / Page	13710 / 187
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	130 ACADEMY ST, FORT MILL, SC 29715-1838
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1914100429
Date	Apr 1, 2021
Book Page	19141/429
Instrument	2021018904

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	130 ACADEMY ST, FORT MILL, SC 29715-1838
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016700118
Date	May 6, 2022
Book Page	20167/118
Instrument	2022021487

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	130 ACADEMY ST, FORT MILL, SC 29715-1838
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016200348
Date	May 4, 2022
Book Page	20162/348
Instrument	2022021161

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 5, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 130 Academy St was $1,233.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Fort Mill Town
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,233.00	$4,896 Land $1,830 Building $3,066	$173,900 Land $65,000 Building $108,900
2023	$1,072.00 (+2.88%)	$4,272 (-) Land $1,800 Building $2,472	$106,796 (-) Land $45,000 Building $61,796
2022	$1,042.00	$4,272 Land $1,800 Building $2,472	$106,796 Land $45,000 Building $61,796

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 130 Academy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Academy St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FORT MILL private · serves 25,000 people · EPA ID SC4610003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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