Merced County property record for 130 2nd St, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,304 sqft · built 1992 |
| Lot Size | 0.178 acres (7,764 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Sep 2018) |
| Tax Bill | $4,044 (2025) |
| Deeds & Mortgages | Sep 2018 Transfer Sep 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 025-031-011-000 |
| Primary APN | 025-031-011-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,304 sqft Living Area |
| Gross Area | 1,722 sqft |
| 1st Floor Area | 1,304 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 7,764 sqft (0.178 acres) |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 24 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 025-031-011 |
|---|---|
| Street Address | 130 2ND ST |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-3175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | FAIROAK EST LOT 26 ETC |
| Legal Subdivision | FAIROAK ESTATE |
| Legal Lot Number | 26 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2201 |
130 2nd St is owned and occupied by an individual who bought it in September 2018.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 130 2ND ST, LOS BANOS, CA 93635-3175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2018 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Sep 28, 2018 | Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Nov 3, 2017 | Grant Deed, Transfer OTHER INSTITUTIONAL LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2018 · Amount on File |
| Deed Sale | Sep 28, 2018 · Amount on File |
| Prior Sale | Nov 3, 2017 · Amount on File |
| Deed Document Number | 201830217 |
| Prior Transfer Date | Sep 21, 2018 |
| Prior Transfer Doc | 0000030218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 28, 2018 |
| Property Address | 130 2ND ST, LOS BANOS, CA 93635-3175 |
| Document Number | 0000030218 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 30218 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 130 2ND ST LOS BANOS CA 936353175, LOS BANOS, CA 93635-3175 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 28, 2018 |
| Property Address | 130 2ND ST, LOS BANOS, CA 93635-3175 |
| Document Number | 0000030217 |
| Map Reference | VOL 38 PG 29-31 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 2018030217 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 130 2ND ST, LOS BANOS, CA 93635-3175 |
| Investor | Possibly a Property Investor |
| Document Number | 0000030219 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 2018030219 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Number | 0000030220 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 2018030220 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Nov 3, 2017 |
| Property Address | 130 2ND ST, LOS BANOS, CA 93635-3175 |
| Document Number | 0000036281 |
| Instrument Date | Oct 26, 2017 |
| Instrument | 36281 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | CHICAGO TITLE COMPANY MERCED |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $93.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Partnership |
| Address | 220 STANDIFORD AVE #A MODESTO CA 953501159, A, MODESTO, CA 95350-1159 |
| Document Number | 36282 |
|---|---|
| Date | Nov 3, 2017 |
| Instrument | 36282 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Mortgage Company |
| Address | FRESNO, CA 93711 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 130 2nd St was $4,044.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $347,032 (+2%) Land $96,712 Building $250,320 | |
| 2025 | $4,044.00 | $340,228 Land $94,816 Building $245,412 |
| 2023 | $3,825.00 (+2.03%) | $327,018 Land $91,135 Building $235,883 |
| 2022 | $3,749.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 130 2nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 130 2nd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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