130 25th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 130 25th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,352 sqft · built 1977
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Last Sale	$178,500 (Nov 2016)
Tax Bill	$4,632 (2026)
Deeds & Mortgages	May 2026 Sale Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`82-46091-0001`

Property Details

APN / Parcel Number

Primary APN	`82-46091-0001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,352 sqft Living Area
1st Floor Area	1,176 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Duplex Single
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Width	62 ft Width
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	130 25TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-3966
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	LOT 27 & N2 OF 26 BLK 12 COLONIAL GARDENS ADD SECTION 15 TOWNSHIP 124 RANGE 028 COLONIAL GARDENS ADD SECTION 15 TOWNSHIP 124
Legal Range	28W
Legal Township	124
Legal Section	15
Legal Subdivision	COLONIAL GARDENS ADD
Legal Block	12
Legal Lot Number	27
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3033
Census Tract	601

Owner

Source: Stearns County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	130 25TH AVE S, SAINT CLOUD, MN 56301-3966
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Quit Claim Deed, Transfer LENDSERV TITLE, LENDSERY TITLE
Apr 15, 2026	Warranty Deed, Transfer · Conventional Mortgage GRANITE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2016 · Amount on Record
Deed Sale	Nov 17, 2016 · Amount on Record
Prior Sale	Nov 7, 2016 · Amount on Record
Deed Document Number	20161481840
Last Transfer Date	May 27, 2026
Transfer Doc	0001713843
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	May 27, 2026
Property Address	130 25TH AVE S, SAINT CLOUD, MN 56301-3966
Document Number	0001713843
Instrument Date	May 27, 2026
Instrument	20261713843
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	LENDSERV TITLE, LENDSERY TITLE

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	130 25TH AVE S, SAINT CLOUD, MN 56301-3966

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 15, 2026
Property Address	130 25TH AVE S, SAINT CLOUD, MN 56301-3966
Document Number	0001711396
Instrument Date	Apr 13, 2026
Instrument	20261711396
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001711396,
Date	Apr 15, 2026
Instrument	20261711396

Lender

Name	GRANITE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,632.00 (+26.83%)
2025		$253,200 (+12.99%) Land $30,000 Building $223,200	$253,200 (+12.99%) Land $30,000 Building $223,200
2023	$3,652.00	$224,100 Land $30,000 Building $194,100	$224,100 Land $30,000 Building $194,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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