Oneida County and Rome City property record for 130 1st St, Rome, NY 13440
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,280 sqft · built 1920 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $58,500 (Sep 2010) |
| Tax Bill | $3,672 (2022) |
| Deeds & Mortgages | Sep 2021 Line of Credit Dec 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301301 242.059-1-52 |
| Primary APN | 301301 242.059-1-52 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,280 sqft Total Area |
| 1st Floor Area | 640 sqft |
| 2nd Floor Area | 640 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Width | 45 ft Width |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02710 02 |
|---|---|
| Street Address | 130 1ST ST |
| City | ROME |
| State | NY |
| Zip | 13440-6021 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-2 |
| Legal Description | HGL 45X150 |
| Legal Block | 1 |
| Legal Lot Number | 52.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | ROME |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 22500 |
Source: Oneida County and Rome City assessment roll, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 130 1ST ST, ROME, NY 13440-6021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FEDERAL CREDIT UNION |
| Dec 13, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FCU |
| Jul 6, 2018 | Deed of Trust, Mortgage · Line of Credit M&T BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 17, 2010 · Amount on Record |
| Deed Sale | Sep 17, 2010 · Amount on Record |
| Prior Sale | Sep 4, 2007 · Amount on Record |
| Deed Book / Page | 2010 / 13808 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 130 1ST ST, ROME, NY 13440-6021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000014705 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 2021-014705 |
| Name | FIRST SOURCE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 130 1ST ST, ROME, NY 13440-6021 |
| Document Number | 0000018350 |
| Instrument Date | Dec 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2019 |
| Name | Verified Name |
|---|---|
| Address | 130 1ST ST ROME NY 134406021, ROME, NY 13440-6021 |
| Document Number | 0000018350 |
|---|---|
| Date | Dec 20, 2018 |
| Instrument | 18350 |
| Name | FIRST SOURCE FCU |
|---|---|
| Type | Credit Union |
| Address | NEW HARTFORD, NY 13413 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 19, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 130 1ST ST, ROME, NY 13440-6021 |
| Document Number | 0000009892 |
| Instrument Date | Jul 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 130 1ST ST ROME NY 134406021, ROME, NY 13440-6021 |
| Document Number | 0000009892 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 9892 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Oneida County and Rome City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $42,900 (-) Land $4,500 Building $38,400 | $100,941 (+6.78%) Land $10,588 Building $90,353 | |
| 2023 | $42,900 (-) Land $4,500 Building $38,400 | $94,535 (+17.92%) Land $9,916 Building $84,619 | |
| 2022 | $3,672.00 Homeowner's exemption | $42,900 Land $4,500 Building $38,400 | $80,172 Land $8,410 Building $71,762 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROME CITY serves 31,795 people · EPA ID NY3202405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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