13 Winnetka Ln, Saint Louis, MO 63122 Property Records

St. Louis County property record for 13 Winnetka Ln, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,469 sqft · built 1947
Lot Size	0.188 acres (8,189 sqft)
Owner	Trust Name on File
Last Sale	$540,400 (Jun 2020)
Tax Bill	$7,974 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23M-64-0593`

Property Details

APN / Parcel Number

Primary APN	`23M-64-0593`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,469 sqft Living Area
Gross Area	2,729 sqft
1st Floor Area	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,189 sqft (0.188 acres)
Lot Dimensions	130 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	182 sqft
Deck Area	378 sqft
Patio Area	314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	13 WINNETKA LN
City	SAINT LOUIS
State	MO
Zip	63122-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	26R-2
Legal Description	WINNETKA LOT 13
Legal Subdivision	WINNETKA
Legal Lot Number	13
Jurisdiction	ST LOUIS MO
Township / Civil Division	JEFFERSON
Census Block Group	5
Census Block	5005
Census Tract	218800

Owner

13 Winnetka Ln is owner-occupied and held in a trust since June 2020.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Trust Name on File
Mailing Address	13 WINNETKA LN, SAINT LOUIS, MO 63122-3220
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Line of Credit ROYAL BANKS OF MISSOURI
Jun 24, 2020	Quit Claim Deed, Transfer INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON
Jun 15, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage DELMAR FINANCIAL CO
Apr 10, 2019	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA
Apr 21, 2017	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2020 · Amount on File
Deed Sale	Jun 15, 2020 · Amount on File
Prior Sale	Sep 7, 2001 · Amount on File
Deed Document Number	2020233
Deed Book / Page	24092 / 1376
Prior Transfer Date	May 18, 2020
Prior Transfer Doc	0241044275
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	Aug 3, 2026
Property Address	13 WINNETKA LN, SAINT LOUIS, MO 63122-3220
Document Number	0000000390
Instrument Date	Jul 28, 2026
Instrument	2026390
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	13 WINNETKA LN, SAINT LOUIS, MO 63122-3220

Mortgage

Document Number	0000000390,
Date	Aug 3, 2026
Instrument	2026390

Lender

Name	ROYAL BANKS OF MISSOURI

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.43%
Max Rate	-1%

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 24, 2020
Property Address	13 WINNETKA LN, SAINT LOUIS, MO 63122-3220
Document Number	0241044275
Book / Page	024104 / 004275
Instrument Date	May 18, 2020
Instrument	734
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	13 WINNETKA LN KIRKWOOD MO 631223220, KIRKWOOD, MO 63122-3220

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Jun 15, 2020
Property Address	13 WINNETKA LN, SAINT LOUIS, MO 63122-3220
Document Number	0240921376
Book / Page	24092 / 1376
Map Reference	MB 38 PG 20
Instrument Date	May 8, 2020
Instrument	2020061500233
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	INVESTORS TITLE CO CLAYTON

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 WINNETKA LN, KIRKWOOD, MO 63122-3220

Mortgage

Document Number	2020061500234
Date	Jun 15, 2020
Instrument	2020061500234

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	13 WINNETKA LN, SAINT LOUIS, MO 63122-3220
Document Number	0234861374
Instrument Date	Apr 10, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13 WINNETKA LN ST LOUIS MO 631223220, ST LOUIS, MO 63122-3220

Mortgage

Document Number	0234861374
Date	Apr 17, 2019
Book Page	023486/001374
Instrument	254

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2049

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	13 WINNETKA LN, SAINT LOUIS, MO 63122-3220
Document Number	0225021138
Book / Page	022502 / 001138
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	May 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13 WINNETKA LN ST LOUIS MO 631223220, ST LOUIS, MO 63122-3220

Mortgage

Document Number	0225021138
Date	Apr 28, 2017
Book Page	022502/001138
Instrument	273

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 13 Winnetka Ln was $7,974, up 63.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Glendale City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,810 (-) Land $55,960 Building $72,850	$677,900 (-) Land $294,500 Building $383,400
2025	$7,974.00 (+63.7%)	$128,810 Land $55,960 Building $72,850	$677,900 Land $294,500 Building $383,400
2024	$4,871.00 (+1.5%)
2023	$4,799.00	$74,600 Land $39,960 Building $34,640	$392,600 Land $210,300 Building $182,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13 Winnetka Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Winnetka Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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