Bergen County and Ramsey Borough property record for 13 Windsor Ln, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,587 sqft · built 2007 |
| Lot Size | 0.047 acres (2,035 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $902,000 (Jul 2021) |
| Tax Bill | $21,792 (2025) |
| Deeds & Mortgages | Jul 2021 Sale Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04301-0000-00014-02-C0013 |
| Primary APN | 48-04301-0000-00014-02-C0013 |
|---|---|
| Alternative APN |
|
| Building Area | 2,587 sqft Living Area |
|---|
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Condo/Apartment |
| Lot Area | 2,035 sqft (0.047 acres) |
| Street Address | 13 WINDSOR LN |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BEARS COVE/RAMSEY |
| Legal Block | 4301 |
| Legal Lot Number | 14.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13 WINDSOR LN, RAMSEY, NJ 07446-2401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2021 | Deed, Transfer FIDELITY NATIONAL TTL INS CO |
| Jun 26, 2017 | Grant Deed, Transfer COLDWELL BANKER HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2021 · Amount on Record |
| Deed Sale | Jul 19, 2021 · Amount on Record |
| Prior Sale | Jun 26, 2017 · Amount on Record |
| Deed Document Number | 2021115192 |
| Deed Book / Page | 4277 / 1955 |
| Prior Transfer Date | Jun 28, 2007 |
| Prior Transfer Doc | 0093490305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 19, 2021 |
| Property Address | 13 WINDSOR LN, RAMSEY, NJ 07446-2401 |
| Document Number | 0042771955 |
| Book / Page | 4277 / 1955 |
| Instrument Date | May 21, 2021 |
| Instrument | 2021115192 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $8,438.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32 BELLGROVE DR, MAHWAH, NJ 07430-2229 |
| Name | Verified Name |
|---|---|
| Address | 13 WINDSOR LN, RAMSEY, NJ 07446-2401 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 26, 2017 |
| Property Address | 13 WINDSOR LN, RAMSEY, NJ 07446-2401 |
| Document Number | 0026491426 |
| Book / Page | 002649 / 001426 |
| Instrument Date | Apr 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $835.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13 WINDSOR LN RAMSEY NJ 074462401, RAMSEY, NJ 07446-2401 |
| Document Number | 26491433 |
|---|---|
| Date | Jun 26, 2017 |
| Book Page | 002649/001433 |
| Name | COLDWELL BANKER HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 25, 2047 |
| Document Number | 26491447, |
|---|---|
| Date | Jun 26, 2017 |
| Book Page | 002649/001447 |
| Name | COLDWELL BANKER HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 25, 2047 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,081,100 (+2.14%) Land $240,000 Building $841,100 | $1,081,100 (+2.14%) Land $240,000 Building $841,100 | |
| 2025 | $21,792.00 (-5.55%) | $1,058,400 (+29.45%) Land $225,000 Building $833,400 | $1,058,400 (+29.45%) Land $225,000 Building $833,400 |
| 2024 | $23,073.00 (+7.59%) | ||
| 2023 | $817,600 Land $225,000 Building $592,600 | $817,600 Land $225,000 Building $592,600 | |
| 2022 | $21,445.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1990–2021) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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